Find out what is missing for the bill on AFP retirement of up to 4 to be finalized ITU, Who is it seeking to benefit and what amount does it propose as first deposit.
More than 8.9 million members of the AFP could be benefited if one of the legislative projects on the withdrawal of their individual funds prospers in the different commissions of the Congress of the Republic and in the Full. One of the most notorious is that of the parliamentarian from we can peru Worthy Street, who raised a withdrawal of up to 4 UIT, equivalent to S / 19,800. Who does this bill seek to benefit? When will it be discussed? These are some of the questions that thousands of affiliates ask themselves daily. We tell you in this note.
AFP: who does the project on withdrawal of up to S/19,800 seek to benefit?
According to the project presented by Calle Lobatón, with his initiative the members of the Private Pension Fund Administration Systemexcept those who qualify to access the Unemployment Early Retirement Schemewhich are those people who are between 50 and less than 65 years of age, in addition to being in a situation of unemployment for a period greater than or equal to 12 consecutive months prior to the submission of your application.
For this bill to advance, the next ordinary legislature, which is scheduled for the beginning of March, must begin. Photo: composition LR/Andina
AFP 2023 Withdrawal: what is missing for the withdrawal project of up to S/19,800 to materialize?
This is one of the biggest doubts for affiliates who want to see their savings deposited in the AFPs in their accounts. The request of the Parliamentarian Digna Calleas well as that of Víctor Cutipa, who proposes a withdrawal of up to 3 ITU (S/14,850), requires to be debated and approved in the first instance in the Economy Commission.
In addition, the initiative must also be analyzed by the Work Commissionwhich is chaired by the legislator Sigrid Bazán, whose management group could make some adjustments to the legislative proposal. However, In order for this bill to advance, the next ordinary legislature must begin, which is scheduled for the beginning of March.
If both ruling commissions have the green light, the PL that authorizes the withdrawal of up to S/19,800 would only go to the plenary session of the Congress for their respective discussion and approval. In this way, legislators will have the last word through their vote. If approved, it remains in the hands of the Executive for its respective observation or promulgation in the Official Gazette El Peruano.
AFP: What did the MEF say about the project to withdraw up to S/19,800?
The head of the Ministry of Economy and Finance (MEF), Alex Contrerashas spoken on more than one occasion to criticize and qualify even as “populists” the proposals that are handled from the Congress to authorize a new withdrawal of funds from the Pension Fund Administrators (AFP) this year for up to an amount of S/19,800 (4UIT).
“In general, those who have an AFP account, we have been doing some numbers, are people of medium income and high income. In that sense, This is not in favor of SMEs, of people with lower incomes, rather it generates significant problems in the long term,” he said at a press conference.
This Thursday the 23rd, in dialogue with Exitosa, Contreras indicated that Congress The pension reform proposal should take more priority than the AFP retirement proposalbecause “they have already there have been six withdrawals and the fund has been reduced to its minimum expression“.
“It happened in the pandemic, it was perfectly understandable, you had to buy oxygen, medicines, but at this point I think we can coordinate better“, held.
How much would the first deposit of the AFP 2023 be?
In the event that the bill that proposes a withdrawal of up to S/19,800 has the green light throughout the process of debate, approval and promulgation, the classification of disbursements, according to amount and days, would be as follows:
- First disbursement of up to 1 UIT (S/4,950): within a maximum period of 30 calendar days, computed from the date the application was submitted to the AFP.
- Second disbursement of up to 1 UIT (S/4,950): within a maximum period of 30 calendar days, computed from the first disbursement made by the AFP.
- Third disbursement for the remainder of the requested amount of up to 2 UIT (S/9,900): within a maximum period of 30 calendar days, computed from the second disbursement made by the AFP.
What is the position of the AFP?
In conversation with LR + Economía, program of the The Republic newspaperthe general manager of AFP Integra, Aldo Ferriniwas against the legislative projects that propose a possible withdrawal of affiliate funds.
“I hope they don’t get the green light. Talking about a seventh extraordinary withdrawal is contradictory, especially in a context in which we are no longer in a pandemic crisis, which happens once every 100 years. Today the argument is the political crisis , and that congressmen do not forget that this is a political crisis and does not warrant a withdrawal of funds,” he said.
It must be specified that the withdrawal of funds will maintain the condition of intangible. In other words, it cannot be subject to a discount, legal or contractual compensation, embargo, withholding or any form of affectation, be it due to court order or administrative, regardless of the account in which they have been deposited. It also does not apply to judicial withholdings or conventional derived from alimony debts up to a maximum of 30% of the amount withdrawn.
Source: Larepublica
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