The Catastrophic Agricultural Insurance (SAC) has been activated throughout the country, which seeks to compensate losses due to weather phenomena.
The Ministry of Agrarian Development and Irrigation (Midagri) announced that the Catastrophic Agricultural Insurance (SAC) is in execution in the 24 departments of the country and protects a total of 1.9 million hectares of transitory crops and permanent crops, against various climatic and natural risks, such as heavy rains and landslides featured in this season.
Payment to the farmer will be S/800 for each hectare of crops affected by climatic phenomena. The SAC is a free insurance financed 100% with State resources, through the Guarantee Fund for the Field and Agrarian Insurance (FOGASA).
The purpose of the insurance is to support small farmers with limited resources, whose crops are vulnerable to the occurrence of pests, frost, drought, fire and other climatic and natural risks, in this way producers will have the opportunity to reinsert themselves into the activity. agricultural.
In addition, parcels that suffered a total loss will also be compensatedeven if the coverage area where they are located did not reach the loss threshold that was previously required for SAC activation.
How to access the insurance?
To access the SAC, the first thing the agricultural producer has to do is notify the Agricultural Agency or Office, by going to the office or by making a phone call. Through the General Agricultural Directorate (DRA) or the Regional Agriculture Management (GRA) the insurance company chosen for the 2022-2023 agricultural campaign will be informed of the incident.
The insurance company designates an adjuster to carry out the evaluation and field adjustment that has suffered the impacts of the natural phenomenon, within 15 business days. If the certificate of adjustment indicates catastrophic loss, The company coordinates with the DRA of each region for the survey, within 30 days following the date indicated in the minutes.
The SAC will be in force until Tuesday, August 1, 2023and makes it possible to insure a total of 1.9 million hectares of transitory crops and permanent crops, against various natural risks.
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