The Polish Post checks transfers over 4.5 thousand. PLN. Another employee training in this matter

If you make a transfer over 4.5 thousand PLN on, be prepared to provide full details. In addition to the name and surname, it will not do without the PESEL number and the number and series of the identity document. Such an obligation is imposed by the EU directive, which is to prevent money laundering and financing of terrorism.

Poczta Polska has been checking large transfers legally for many years

Provisions on this matter were announced by the Union in 2015. Poland introduced the relevant act adjusting national regulations to the law in 2018.

Initially, we informed that the editorial office of Money.pl asked why the regulations were only now introduced. The question was, however, related to the instructions in this case received by the employees of Poczta Polska. “We asked the Post Office where this instruction came from now, if the obligation was introduced by the 2018 Act.” – Money.pl wrote.

Currently, a large number of Poczta Polska employees are trained in the knowledge of the obligations imposed on the company under the Act, which is also a legal requirement

– said the spokesman of Poczta Polska, Daniel Witkowski.

Update: Initially, we mistakenly concluded from this that Poczta Polska did not comply with the provisions on registering large transfers. As the institution informed us, “Poczta Polska complies with the statutory obligations arising from the Act of March 1, 2018 on counteracting money laundering and financing of terrorism from the moment of its entry into force”.

More information from the country and the world

The instructions sent to employees are related to the amendment to the Act of April this year, as it was necessary to develop new training rules.

“According to internal rules, periodic AML training courses are held every two years in even years. The next edition took place at the turn of June and July. on counteracting money laundering and financing of terrorism “- wrote Poczta Polska in a correction to our article.

The Act introduces the obligation to apply security measures in the event of an occasional transaction:

• with an equivalent of EUR 15,000 or more, regardless of whether the transaction is carried out as a single operation or several operations that appear to be related to each other,
• which is a transfer of funds for an amount exceeding the equivalent of EUR 1,000,
• with the use of a virtual one with an equivalent of 1000 euro or more.

The provisions of the act must be applied by: domestic, branches of foreign banks, branches of credit institutions, financial institutions, credit unions, domestic payment institutions, domestic electronic money institutions, branches of EU payment institutions, investment companies, custodian banks, foreign legal entities operating in the territory of Of the Republic of Poland, brokerage activities, investment funds, insurance companies, insurance intermediaries, the National Depository for Securities, entrepreneurs running exchange offices and notaries.

The EU is stepping up the fight against money laundering

In 2020, the Union introduced further regulations in the directive described. Poland did not introduce them quickly enough, and

The EU is to establish an AMLA ( Anti-Money Laundering and Countering the Financing of Terrorism), i.e. an anti-money laundering agency. AMLA will centrally coordinate the activities of national supervisors. EU AMLA will exercise direct supervision for the ‘most risky financial institutions’ operating in a large number of Member States.

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