For several days now, SMS messages have been sent to Poles’ phones, which allegedly come from the government and inform about receiving “financing”. , the content of the sample messages looks like this [pisownia oryginalna – red.]:
Each SMS is accompanied by a link leading to the hxxps://gov24pl.online domain. This is a fake site that pretends to be a government login service using a trusted profile. After clicking on the link, the website informs us about the possibility of receiving a “housing allowance”.
Fake Gov.pl website photo: CERT Orange Polska
The service does not apply to pensioners and disabled people using public assistance. Other citizens are entitled to a housing allowance in the amount of PLN 4,970.00
the message on the website says.
Of course – despite the similar visual identity – the above website has nothing to do with the government website Gov.pl. This is a phishing trap set by cybercriminals who are trying to take advantage of the media hype around the “Safe Credit 2 Percent” housing program that will start on July 3.
In the next step, the scammers ask you to log into our trusted profile through your chosen bank so that we can receive the alleged “housing allowance”. The whole situation resembles logging into the real government website Gov.pl
Fake Gov.pl website CERT Orange Polska
The difference compared to the original is one, but crucial – by entering our login credentials on this page, we will not log in to the gov.pl website, but we will give the “keys” to our bank account to the scammers.
– CERT Orange Polska experts explain.
Secure credit 2 percent. What is it all about?
As part of the Safe 2 percent loan, the borrower will repay the principal part of the installment and interest in the amount of about 2 percent. per year. The rest of the interest (up to the standard interest rate on the loan – today it would be about 8.50 percent) will be added to the bank by the state (via BGK). Subsidies to installments will be made for 10 years.
The maximum loan amount is 500 or 600 thousand. PLN (higher limit for married couples and families with children). This can be up to 200,000. PLN own contribution (and if land is contributed to the loan when building a house, the total value of land and the loan may amount to up to PLN 1 million). However, there will be no limits on the price per square meter, etc.
Safe Credit 2 percent is addressed to people up to 45 years old (in the case of a married couple or parents, this is a condition for one person). It will be possible to obtain a loan for an apartment both from the primary and secondary market. It will be granted only for the first apartment of a given person in life.
Source: Gazeta
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