These are the medical insurance policies that Humanitarian Parole beneficiaries can access in the United States

Have you decided to migrate? Before you arrive in the United States, think about getting humanitarian parole. That “is a temporary residence permit granted for urgent humanitarian reasons or a significant public benefit,” explains Urbina Law.

For the insurance company, Sebanda Insurance, “it is a temporary residence permit granted to a person who wants to immigrate to the United States. This way they can settle in the country and work legally for up to two years.”

Before arrival, check what documents are requested to obtain the permit or legal status and also what you need to access the health system. If you’re already on parole, the next thing to think about is how to get health insurance.

Here’s What You Need To Do After Getting Humanitarian Parole Approval To Migrate To The United States

“A variety of health insurance plans are available to visa or humanitarian parole beneficiaries, including private insurance and Obamacare insurance,” says Braojos Insurance.

He explains that “as part of the emigration system of the United States, the visa or humanitarian parole for Cubans became possible on January 6. This immigration benefit is also available to Venezuelans, Nicaraguans and Haitians.

Obamacare, Sebanda Insurance notes, operates through a grant provided by the state, meaning that any citizen, permanent resident or with a Social Security number must go through an application process to apply for this assistance.

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Requirements for Entry into Obamacare with Humanitarian Parole

Do you have legal status in the United States? This data may interest you. “Immigrants with humanitarian visas can enroll in Obamacare” and that status is essential, experts emphasize in this type of advice.

What is Obamacare? That’s what they call the Affordable Care Act in the United States.

There are other requirements to access government grants, such as “a Social Security number and estimated income for the year in the range established by the Marketplace in the year of application.”

People arriving in the United States on emergency humanitarian permits are entering the country legally, Braojos Insurance recalled.

They add that the “humanitarian visa allows you to apply for Social Security”. This very important document takes between 20 days and 2 months.

Obamacare “is totally possible for humanitarian visa/parole beneficiaries,” says Braojos Insurance.

Coverage for those who are “lawfully present”.

In the United States, there are different types of coverage in the health insurance market for all immigrants that fall under the concept of “legally present.”

These are according to Braojos Insurance:

Insurance for Immigrants in the Parole Program

Sebanda Insurance reports that “upon acceptance under the United States parole program, you will be immediately assigned a Social Security number.

This is vital, “because it is used to report their salaries to the government and thus validate whether they can apply for the national social security program.”

This gives you access to disability, retirement or survivor benefits.

In addition, the BSN is also necessary to be able to open bank accounts without major inconveniences”.

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Health insurance in the Parole program

Taking advantage of this “allows you to access health insurance under the Parole program in the United States since your immigration status is already considered legal.”

“You can do this process yourself and take on as the policyholder. You can complete the coverage procedures through the United States Health Insurance Marketplace.

Sebanda Insurance emphasizes that by qualifying for a type of private health insurance for immigrants, you get lower and more accessible prices for monthly premiums.”

In addition, “you may be able to apply for a health plan through Medicaid or the Children’s Insurance Program (CHIP). It is an insurance policy that provides free or low-cost health coverage to low-income U.S. citizens or immigrants.

The request for access to this health plan can be made at any time of the year, through the Health Insurance Market or at any state Medicaid agency where it is located, the insurance company explains.

You can also “apply for the federal health insurance program, Medicare, if you are 65 or older. Likewise if it is an immigrant with a disability”.

In turn, “under the Parole Program you can become a beneficiary on your sponsor’s policy in the United States. In this case, it will be this person who will need to do all the associated paperwork to include it in their Obamacare insurance policy.

In the event that the migrant, Sebanda Insurance emphasizes, “does not have the economic capacity to fund the insurance or cannot carry out the procedures to submit the application, the sponsor will be in charge during the time the permit is issued. temporary humanitarian permanence”.

As for Obamacare, they responded from Sebanda Insurance October 2022 these two questions:

Although it is subsidized insurance, how much does Obamacare cost?

“Obamacare health insurance prices are not the same for all people as they are deducted based on each applicant’s economic income. The truth is that they can range between $30 and $80.

Fairly inexpensive relative to the fees you can expect to pay with private health insurance, which are normally between $300 and $1,000.

Can I get Obamacare for free?

Although it’s not a common thing, “it can happen. Everything depends, as we said, on your monthly money income. But hey, if it wasn’t free, it’s a really attractive insurance policy and with prices anyone would be willing to pay to get quality health insurance.”

If you are not insured, the costs, you should take into account, are quite high. In March 2023, an insurance agent, Lorena Mena, said she had surgery for thyroid cancer and spent five days in a hospital between December and January. A bill of more than $ 196,000 came to his home and because he is insured, he will only pay $ 3,000 this year.

With information from Braojos Insurance and Sebanda Insurance