The minimum share capital for the quarter corresponding to July, August and September is updated and the amount for banks, savings banks, insurance companies and other companies is reduced. Join the Whatsapp channel The Superintendency of Banking, Insurance and AFP (SBS) has reduced the minimum share capital for financial companies with multiple and specialized operations, […]
Tag: sbs
AFP 2024: only until this day you can send your request to withdraw your funds
Thousands of citizens have still not been able to send their request to withdraw their funds from AFP. The schedule implemented by the Superintendency of Banking, Insurance and AFP (SBS) is close to ending. You can currently request your money regardless of the last digit of your DNI. However, many contributors are still unaware of […]
If your relative passed away, here’s how you can find out how much they had in their savings and AFP accounts
The loss of a family member is a difficult time that, in addition to emotional pain, brings with it various legal and financial responsibilities. Among them, one of the most important is to determine whether the deceased left savings in banks or contributions in a AFPThis process may seem overwhelming, but it is essential to […]
Can a debt expire in 2 years? This is what the Peruvian Civil Code says
In Peru, there is a high number of people with unpaid debts. According to a research carried out by the University of the Pacific, more than 8.5 million Peruvians They do not comply with their payments within the stipulated period. Join the Whatsapp channel In the financial sector, debts can become a considerable burden for […]
SBS warns about entities that are not authorized to collect money in Peru: which ones are they?
In our country there are informal companies and schemes that offer financial services without authorization from the SBS. Below, find out how to report them and other details. Join the Whatsapp channel The Superintendency of Banking, Insurance and AFP (SBS) recently published a statement in which it warns of the existence of various entities that […]
AFP withdrawal: how do I know if my funds are about to be deposited?
Send the request AFP withdrawal It is a simple process. We tell you step by step to do it and on what dates regardless of the last digit of your ID. Join the Whatsapp channel Thousands of AFP members have registered their request to withdraw money from their funds following the schedule implemented by the […]
If I have already paid a debt, after what time do I stop appearing as a defaulter in the system?
Find out how long it takes financial institutions to update your credit status after paying a debt and what steps you can take to improve your credit history. Join the WhatsApp channel Debt management and the credit history are crucial aspects in the financial aspect of any person. Once you have settled a debt, it […]
OECD: Peru reports weak progress in financial competence over the last 6 years, according to PISA
Our country is almost in the bottom quarter of the survey conducted in 2022. SBS acknowledged that “there is still a long way to go, as gaps in financial skills by socioeconomic strata still persist.” Join the WhatsApp channel The Organization for Economic Cooperation and Development (OECD) released the results of the financial competence of […]
If bank debts expire after 10 years, do they disappear from the SBS risk registers?
The prescription of bank debts is a topic that many debtors are unaware of. According to him Civil Code, debts expire after 10 years. This means that, after this period, creditors cannot judicially demand payment of the debt. However, this prescription does not automatically imply the removal of the debt from the records of the […]
Does your ID end from 5 to 9? Request your AFP withdrawal on these dates, before the laggard period
During the month of June, the AFP Association enabled dates so that members can request the withdrawal of up to 4 UIT (S/20,500) of their funds. This period provides a penultimate opportunity for those who were not able to complete the process on the initial dates. If your National Identity Document (ID) ends in 5, […]