After almost two years, the law that strengthens the municipal boxes and that will allow them to grant credit cards on equal terms with banks. Microfinance institutions must only have assets equivalent to 75,000 UIT (S/345 million) after their third year of operation. In fact, there are already nine boxes that meet these requirements: Arequipa, […]
Tag: sbs
Mypes debts will be rescheduled due to emergency after heavy rains
The Superintendency of Banking, Insurance and AFP (SBS) authorized the entities of the financial system to adopt exceptional measures and grant a term of up to six months to the debtors of the loan portfolio, since they may have been affected by social conflicts or weather phenomena, which have led the authorities to declare certain […]
Fixed-term deposit: which banks, finance companies and municipal savings banks pay the best rates in March?
who have a surplus money they usually save it under the mattress, in savings accounts, mutual funds or time deposits. In this note we offer you a bank tour so that you know which finance companies, municipal savings banks and banks — regulated by the Superintendency of Banking, Insurance and AFP (SBS) — best remunerate […]
If the bank or savings bank goes bankrupt, up to what amount can I recover my savings?
Have you ever wondered what happens if the bank to which you have entrusted your savings declare bankruptcy? It is necessary to know that there is a Deposit Insurance Fund (FSD), which is a financial backing in case the entity is declared in a state of dissolution and liquidation. Can you get all your deposited […]
Profits 2023: how to calculate how much money corresponds to me, who receives it and since when do they pay?
in these March dates It is common to hear or read about the payment of profits that companies deposit to their collaborators. However, this Extra money, which suddenly appears in the bank account of the workers, is often more enjoyed than understood. What are the utilitieshow to know if this corresponds to you compulsory compensation […]
Municipal savings banks would occupy 15% of the financial market
The participation of the municipal boxes in the financial market would experience a considerable increase in the next 5 years and would reach up to 15% after the recent approval —by insistence— in Congress, of the law that authorizes these entities to issue credit cards, foresees Jorge Solís, president of the Peruvian Federation of Municipal […]
What banks and savings banks offer personal loans with the lowest rates this 2023?
As the school year begins, many parents are struggling to cover the expenses for supplies, tuition, uniforms, pensions, among others. Given this need, this group of people should know the amount offered by financial institutions regulated by the Superintendency of Banking, Insurance and AFP (SBS). for personal loans and their respective interest ratebefore deciding to […]
Municipal savings banks will offer credit cards with rates from 24%
Highest offer. Nine microfinance institutions already meet the requirements to issue this financial product. Law approved by insistence seeks to break the dominance of large banks. The approval by insistence of the law that will allow municipal savings banks to offer credit cards without the express authorization of the Superintendency of Banking and Insurance (SBS) […]
Congress proposes to eliminate the membership fee for credit cards
It seeks to modify the law that protects consumers of financial services from usury so that they do not have to pay charges that are considered excessive. Congressman Carlos Enrique Alva Rojas, not grouped, proposes to modify the fifth complementary provision of law 31143 to protect the financial consumer from unjustified membership charges by the […]
Price of the dollar today in Peru: what is the exchange rate for this Monday, February 20
Know the price of the dollar today, Monday, February 20. Check how much the exchange rate is quoted in the parallel market and in the main banks for the US currency. He dollar price todayMonday, February 20, is subject to the price of the Central Reserve Bank (BCR), mostly. Next, know the exchange rate of […]