Peruvian families are facing different difficulties in 2023 and one of them is to pay the acquired credits on time. Therefore, it is not surprising that delinquencies on credit and consumer cards have reached 6.02% and 3.90% – the highest rates recorded since July 2021 – respectively, according to data from the Superintendency of Banking […]
Tag: S.B.S.
The AFPs earned more than S/454 million between January and November 2023
The administrators obtained income of S/1,044 million 634,000, as a result of the commissions paid by their affiliates. Join the La República WhatsApp channel Price of the dollar in Peru: what is the exchange rate quote this Wednesday, December 27? Banco de la Nación 2024: payment and pension schedule for January and the rest of […]
October default rate is the highest in 2023
In the month of October, the highest delinquency rate of the year was reached, reaching 4.72% on average in the financial system, when in January it was at 4.40%, according to data from the Superintendency of Banking, Insurance and AFP (SBS) analyzed by economist Cesar Antunez. This trend would continue upward until the middle of […]
Which banks or savings banks pay higher interest rates for saving your money in December?
In the midst of an economic recession and the occurrence of the El Niño phenomenon, workers in the private regime will receive the payment of their second bonus until Friday, December 15, according to Law No. 37775. This extra money is often used to solve the year-end expenses, but personal finance experts recommend saving a […]
SBS dissolves five cooperatives and sends one to intervention regime
The dissolved cooperatives are Globalcoop Ltda, Lurín Perú, Riquezas de Cajamarca, Financenter y Bienestar, Desarrollo y Asesoría Vida. The cooperative sent to the intervention regime is Bienestar Perú Ltda. Join the La República WhatsApp channel Price of the dollar in Peru: what is the exchange rate quote this Thursday, December 15? Christmas bonus will include […]
Bonus: savings banks offer rates of 8% for term deposits
This Friday, December 15, more than 4 million formal workers in the private sector will have access to the second bonus of the year. In a context of economic recession and political uncertainty, specialists recommend, above all, not to use all of this money and save it as much as possible. Of all the financial […]
Deposit Insurance Fund is reduced by almost S/400
The Superintendency of Banking, Insurance and AFP (SBS) announced the update of the Deposit Insurance Fund (FSD), the entity in charge of protecting savings, time accounts and CTS deposits that users maintain in companies of the national financial system. , such as banks, financial institutions and municipal and rural savings banks. The new amount has […]
Deposit Insurance Fund low: how much is the new savings protection in financial institutions?
The Superintendency of Banking, Insurance and AFP (SBS) has announced the update of the Deposit Insurance Fund (FSD), an entity in charge of protecting the savings that depositors keep in companies of the national financial system, such as banks, financial institutions and savings banks. Thus, the new amount has been reduced by S/389, and from […]
Credits slow down due to economic recession
After the credit portfolio in the financial system had double-digit growth rates during 2022, after having overcome the difficult stage of the pandemic, so far this year the dynamism of this sector has begun to slow down amid an economic recession that crosses the country, revealed the Superintendency of Banking, Insurance and AFP (SBS). As […]
Free and CTS: keys to growing your extra money in the face of the recession
Beyond the ills that afflict the country, the end of the year is usually a period of high commercial flow because a part of Peruvians, in addition to their salary, receive Compensation for Time of Service (CTS) and the December bonus. Now that the panic over the coronavirus has dissipated, the prudent thing now is […]