Health Social Security (EsSalud) In Peru, it provides various benefits to its affiliates, including financial support aimed at covering funeral expenses in the event of the death insured. This benefit, called Sumeory provisionaims to alleviate the financial burden of relatives in a moment of difficulty. This benefit consists of a financial support destined for the […]
Tag: Money
This is the maximum amount you must win per month to not pay the Fifth Income Tax this 2025 in Peru
The Income Tax in Peru affects employees and companies, but some workers are exonerated if their income does not exceed the new limit. By 2025, the increase in Tax Tax Unit (UIT) A S/5,350 It has modified the income threshold exempt from Income Tax in Peru. This change directly influences the fifth category workers, who […]
Banco de la Nación: This is the maximum limit of money that you can withdraw in ATMs and Multired Agents this 2025 in Peru
It is key that users know the withdrawal limits in personal accounts to avoid inconveniences in their transactions. Restrictions vary according to the channel used. The Bank of the Nation, through multiple attention channels, provides Peruvian citizens with a varied offer of products and Financial services. This strategy seeks to facilitate access to more affordable […]
Mutual funds 2025: Heritage grows 44% and adds more than 73,000 new investors
At the end of the first month of 2025, the assets administered by the mutual funds amounted to a few S/49,317 million, which means an increase of 44 % in the last 12 months and 2.27 % compared to the previous month, according to the Association of Fund Administrators (FMP). As is public, the Mutual […]
SBS registered 1,054 complaints of illegal financial practices: 70% is due to extortion loans applications
In a context in which the illegal, informal and extortion “bank” moves S/8,000 million in the market, according to the denounced the microfinance; The Superintendence of Banking, Insurance and AFP (SBS) explained that during 2024 they received a total of 4,014 communications on consultations and Complaints of informal money collection activities. In detail, the regulatory […]
BCRP maintains the reference interest rate at 4.75%: pause factors
The Directory of the Central Reserve Bank of Peru (BCRP) agreed to maintain the Reference interest rate in 4.75% in February. The referential type is an indicator that governs the credits offered by banks in the Peruvian market. The monetary authority recalled that in January, the monthly inflation rate was -0.09% and inflation without food […]
What happens if AFP affiliates in Peru stop contributing money to their background?: This occurs with their individual accounts
He Private pension system (SPP) operates under the management of private entities known as Pension Fund Administrators (AFP). In this regime, the contributions of the workers are registered in a personal account, called the individual capitalization account (CIC), which allows the accumulation of funds for future retirement. However, it may happen that affiliates stop working […]
SBS: The 18 mobile applications that offer loans with extortion collection methods in 2025
The Superintendence of Banking, Insurance and AFP (SBS) warned of new unauthorized money collection schemes, as well as loan applications that use extortion collection methods. The Superintendence of Banking, Insurance and AFP (SBS) alerted this morning about various entities They capture money Not counting its respective authorization. In the list, applications of informal loans are […]
Three municipal savings and credit boxes closed with loss of S/10 million, and which financial entity won more?
At the end of 2024, the municipal savings and credit boxes in the Peruwhich are the financial arm of the micro and small businesses (MYPES), registered profits of S/399 million, which implied a growth of about 50% compared to the 2023 year (S/266 million). According to data from the Superintendence of Banking, Insurance and AFP […]
If you sent money by mistake in Yape in 2025: these are the steps you could follow to recover it in Peru
YAPE It has been consolidated as one of the most used mobile payment platforms in Peru, allowing money transfers to be agile and safely through a cell phone number. Its integration with various banking entities has enhanced its popularity, simplifying the shipment and reception of money between users. However, its ease of use can also […]