At the end of the first month of 2025, the assets administered by the mutual funds amounted to a few S/49,317 million, which means an increase of 44 % in the last 12 months and 2.27 % compared to the previous month, according to the Association of Fund Administrators (FMP).
As is public, the Mutual funds It is a set of contributions made voluntarily by natural and legal persons received by fund managing companies to be managed and invested with the aim of obtaining a profitability.
Mutual funds 2025: more than 73,000 new investors
According to the Association Administrators of Funds of Peru, the number of participants reached the figure of 424.091which shows a 1.6% growth compared to the previous month and 21% in the last 12 months. Thus, if in January 2024, 350,473 were registered in mutual funds, 424,091 were reported during the first month of the year, that is, 73,618 new investors.
The Mutual funds They invest in debt assets are those that have greater demand among the participants. Similarly, the performance of this financial instrument was positive at the end of January due to the impulse for the dollar shares (+2.54%), fund funds (+1.79%), as well as the performance presented by mixed funds in dollars (+0.54%) in foreign currency.
When determining the performance of a fund, external factors such as economic and market cycles must be taken into account. In the first month of the year, the generation of employment in the United States experienced slowdown, the Fed cut the rates at 0.25% and Donald Trump signed an executive order to impose tariffs on its commercial partners such as Brazil, India, Japan, Canada and the European Union.
Side mention deserves commercial tensions with China, since the US administration established 10% tariffs on imports from the Asian country. In response to this, China imposed a 15% tax on American energy products, which include liquefied coal and natural gas.
Balance of mutual funds in 2024
The Mutual funds They received about 70,000 new investors during 2024. According to Fernando Osorio, general secretary of the FMP, this sector showed a growth of 46.50% compared to the year 2023, reached S/48,221 million at the end of last year. }
“At the end of 2024, 20 consecutive months of sustained growth in our industry have been completed, consolidating it as one of the most profitable alternatives to maximize the capital of investors,” he explained.
He also indicated that the good performance of mutual funds was due to the efficient management of administered portfolios, as well as economic growth and the reduction of world inflation. During 2024, the mutual fund that obtained a greater profitability was Credicorp Capital that reached 29.22% in dollars.
Source: Larepublica
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