The management of financial obligations after the death of a person can generate doubts, especially when there are pending debts. In this sense, the Civil Code of Peru Establish key provisions to determine what happens with those commitments. In addition, it is essential to know if the heirs have the right to claim the savings […]
Tag: banks
MEF sees a growth of 4%, but the market responds with skepticism, according to BCRP survey
The Peruvian economy shows a slight improvement in the growth projections of the Internal gross product (GDP), according to the most recent survey of macroeconomic expectations of the Central Reserve Bank of Peru (BCRP). However, the forecasts remain very distant and skeptical of the optimistic figure that promises the Ministry of Economy and Finance (MEF) […]
In Peru, if a citizen dies and had bank debts, this is what his heirs should know according to the Civil Code 2025
If a Peruvian citizen dies and had bank debts, his heirs must know what happens with these obligations. Likewise, the doubt arises whether the bank can keep their savings after his death. On this, Eduardo Chávez, Legal General Manager of the Peruvian Association of Insurance Companies (Apeseg)gave details about it. Additionally, it is important to […]
Fixed Term Deposit: Check the best interest rates of banks and financial entities of March 2025
Financial institutions in Peru, which include banks, municipal and rural boxes, as well as financial entities, maintain intense competition in 2025. These organizations seek to attract a greater number of clients through the offer of attractive interest rates for the attractive interest rates for Fixed Term Deposits. Fixed term deposits in entities supervised by the […]
SBS approves Crediting Risk Management Regulations: Greater protection for dollars?
The Superintendence of Banking, Insurance and AFP (SBS) approved the new management regulation of Credit exchange risk (RCC) using SBS resolution No. 00774-2025. This risk affects debtors who have income in soles and debts in dollars, whose repayment is affected if the exchange rate is increased. It is a measure for financial institutions to be […]
If you have debts in the bank and you die, is the payment canceled or inherited? This says the Civil Code in Peru
At the time that a Peruvian citizen dies And leave money in a bank, the doubt arises about the fate of those funds. In this context, it is essential to determine whether the bank can retain savings or if the amount can be claimed by the heirs. It is also necessary to know what happens […]
Bank debts prescribe after spending this amount of years in Peru, according to the Civil Code
The prescription of debts in Peru is configured as a valuable tool for numerous debtorssince it provides clarity about their rights and generates tranquility by defining the moment in which a Tax obligation Stop being claimable. This process is activated for different reasons for non -compliance, which allows citizens to have greater control over their […]
Banco de la Nación launches loans of up to S/50,000 in 2025 for the purchase of debts: Who can access?
To request this loan, the interested parties must go to an agency of the Bank with the required documentation, which includes ID and payment ticket, among other requirements. He Nation Bank It has implemented a new financial alternative for its clients, allowing the unification of debts acquired in different banking entities of the country. Through […]
If you have debts in Peru, these are the goods that the law does not allow to seize in 2025, according to the Civil Code
The shelter of certain assets of citizens in front of embargoes is stipulated in the Peruvian Civil Code. Therefore, it is essential to identify these assets to protect personal heritage. At the time a person faces difficulties to pay their loans, debts can become a great concern. Therefore, it is essential to know what goods […]
These are the best rates to make a fixed -term deposit in Peru: banks and boxes with striking interests, via SBS
Financial entities in Peru, composed of banks, municipal and rural, and financial boxes, continue to compete in 2025 by offering competitive interest rates for fixed -term deposits with the aim of attracting more customers. For those who have available capital and do not need to use it in the short term, fixed -term deposits in […]