In the Ecuadorian Social Security Institute (IESS), there are several types of membership, the most famous being the one in which workers are registered by their employer and consists of a dependency relationship.

Connection of persons who perform paid work at home is also allowed. As well as the voluntary registration of a citizen who works as a freelancer or professionally engages in free exercise.

The IESS specified that all related persons with income, regardless of whether they are dependent or independent, enjoy various benefits such as old-age pension, disability allowance and montepio, as well as funeral assistance and the possibility of treatment in the health insurance of the social clinic.

How much does a pensioner with 30 years of service in IESS earn?

In case of extending health insurance to your partner, voluntary affiliates have to pay 3.41% more on the taxable item.

Biess also allows associates to access mortgage loans, however, they cannot do so with those without insurance.

The value of the contribution of voluntary members corresponds to 17.60% of taxable assets, which cannot be less than the single basic salary. That being said, the minimum contribution is $79.20.

Steps for voluntary accession to IESS