Is it possible to have fun having a basic salary?  Going to a concert or traveling are among the aspirations after the end of capacity

Is it possible to have fun having a basic salary? Going to a concert or traveling are among the aspirations after the end of capacity

Two years have passed since the COVID-19 pandemic began and some citizens have not been able to travel or go to events like Zoila, 44. She was laid off in 2020 and a year later she got a job at a printing company.

She has wanted to travel to “clear her mind”, but financial obligations hold her back. She says that there is always something new to pay.

“I know that this year there are many events like the Daddy Yankee concert, Ilegales. I would also like to go to Baños de Agua Santa, they have told me that it is beautiful, but I see it as difficult”bill.

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Zoila’s situation is also experienced by other citizens, who due to financial uncertainty are forced not to spend on entertainment. Nevertheless, specialists in personal finance assure that there are possibilities to treat yourself.

The economic analyst Hector Delgado mentions that the main thing is planning and this is related to each case. For example, a single person who lives with her parents and has few debts, it is easier to go to these kinds of events.

“When a person is young, sometimes they get carried away by emotions, but you have to know how much you can spend. So, if I earn the basic salary ($425) I can’t go to a location above $80, in the case of a concert“, Explain.

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It advises leaning towards the economic categoriesjust like him IL Divo concert, whose general costs $48.50 in Quito; to see Andrés Cepeda is at a minimum value of $40 or one of the most demanded like Daddy Yankee at $25 for Guayaquil.

Delgado also suggests going to plays or art exhibitionswhich in his opinion are more accessible and knowledge is acquired.

In the Paulsen Studio will be until April 16 the romantic comedy Five ways to break your heart. It costs $20 and includes a glass of wine. Another option is at the Teatro San Gabriel with the staging of Jesus Christ Superstar. Viewing this scene is worth $30.

While, in the case of a family where the sustenance only comes from a single person, Delgado suggests thinking twice. “You have to think about it a lot before spending on events, better a little walk, some activity together and so I dedicate that money to them”, he points out, adding that there are alternatives to enjoy without spending more than $20 such as meeting with friends in one of the homes, eating something and watching concerts on YouTube.

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Now, if it is a person who has debts and receives $425 each month, the priority is that: complete that debt. Although If you do an analysis of your finances with a proper distribution and it shows a favorable balance, you can take advantage.

The small and medium-sized business consultant Paola Aulestia recommends carrying out the following procedure: Of the $425 separate the 50% for regular expenses such as education, internet plans, rent, among others, which corresponds to $212.50. An 30% variable expenses as electrical energy or fuel, the amount of which is linked to consumption. This is $127.50. An 10% welfare and other 10% savings. Each one is $42.50.

Aulestia clarifies that if a person does not manage to save 10%, it can be 5% ($21.25).

If there is already a previously set objective in that saving, it is better to respect it; but if it is intended for entertainment, it can be used as long as it does not lead to new indebtedness.

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“If I plan to earn my basic salary and I want to go to a specific concert or event, I will save the first three or four months and allocate 5% to 10% so as not to get into debt. People who earn the basic usually obtain from other sources (for entertainment) such as credits, chulco, but the idea is to minimize the level of risk and thus have a forecast. think financially smart”, he points.

Delgado indicates that although some events are close and saving time is required, suggests leaning toward an annual trip.

If it is for one person, gathering that capital is closer. When it comes to father, mother and children, at least eight to nine months of savings.

The tourist companion Luisa Cruz He says that with $300 a family can enjoy a weekend and even less, depending on the place.

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For example, if you live in Guayaquil, one of the options is the waterfalls in Naranjal. The day works out to less than $25.

“Add the ticket, which is $3.50 and the same for the return, then $2.50 for the entrance and $1.50 for transportation to and from the waterfalls. An item for food is added.

For a resident in Quito, the option is Mindo. “It’s nice and cheap. Go up to a cable car for $5, see the butterfly garden for $7. The children love it,” says Cruz.

Meanwhile, for the Amazon, the tourist companion points out that Tena is a good place. Ensures that there are tours of $30 a day leaving from Baños de Agua Santa. To this value is added the cost of transportation from the city of origin.

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Cruz affirms that Galapagos could be another place, but several months must be planned and saved, especially for those who receive the basic salary. There are tour packages from $400 per personwhich include airfare, food, lodging, tours and others.

He advises to be aware of the promotions or make a budget to go to any of the destinations by finding out the prices. He says that it is possible to treat yourself. (I)

Source: Eluniverso

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