Ecuadorians may want to buy a home, a car or even open a business, but capital is not always available. This is why there is the possibility of requesting a loan from a banking institution. At a public level, one of the institutions that grant these products is BanEcuador, which was created in 2015 and opened its doors a year later.
The entity offers three credits:
one. The first is for those with an annual income of less than $100,000.
2. The second product is credit for production, trade and services. It is intended for micro-enterprises, associations, artisans, emergency, human development, cultural impulse, migrants, productive.
3. The third product is consumer loans, either general or emergency.
the requirements
Depending on the type of credit, additional documents may be requested; however, the ones that match are the following:
- Presentation of identity card
- Presentation of voting certificate
- Basic services form
- RUC or RISE if applicable
In the case of consumer credit, a personal income certificate is also requested if you maintain a dependency relationship or statements of personal activity or other verifiable income. Along with the requirements, the credit application must be attached and everything must be delivered to an office of the financial institution. (YO)
Source: Eluniverso
Paul is a talented author and journalist with a passion for entertainment and general news. He currently works as a writer at the 247 News Agency, where he has established herself as a respected voice in the industry.
