Get a loan for an apartment, but not to be renovated. “Our furniture is feet with chairs and a mattress on the ground”

Real estate in our country is profusely expensive. Therefore, a little one can allow yourself to buy a flat without a loan. Often, when we get a loan from the bank, it turns out that this is not the end of financial worries. “Our furniture is feet with chairs and a mattress on the foundation. That’s how we lived with the husband for two years” – reveals the reader, whom it was not a time to stand to finish the apartment.

The fact that finishing or renovating an apartment may prove to be a significant financial burden is reminiscent of a discussion that began under one of our articles. “I took a loan, and now I have nothing to finish off the apartment. I laugh at myself” she confessed.

She thought that the renovation of the apartment would not be a problem. “I was wrong”

The heroine of the article also revealed what costs she must take into account. “After all, it is needed by a minimum of 100,000. I did not know that fittings and bathroom tiles are so expensive. For this labor cost and just for the bathroom you have to pay around PLN 30,000. Kitchen second that’s what! And where we talk about plaster, floor, painting or furniture, “she revealed.

Readers with expenses for repairs: “50,000

A die -hard discussion began in social media under the article. Some readers shared their experiences. “50,000 you need to have … I made a bathroom and a kitchen, we moved in and the rest successively with our own strength. Maybe not luxurious, but as such”, “I couldn’t afford 10 years ago, so I was looking for a secondary market in such a state that I could enter and live, I didn’t push myself to the apartment from the developer” – we read.

One of the people revealed that, like the heroine of the article, she had no money to finish the apartment, which is why she decided to act more slowly. “In the bathroom on the floor of linoleum were sanitary facilities, in the kitchen – fridge, a free -standing stove, an old cabinet and a hung sink on rods. Our furniture is a table with chairs and a mattress on the floor. That’s how my husband and I lived for two years” – she wrote.

Critical voices also appeared. According to some, young people often decide to buy an apartment too spontaneously. “You have to measure your intentions”, “At the beginning it is worth to calculate whether I can afford to buy and finish, not at the end” – we read in the comments section under one of our Facebook posts.

“Budget planning is fiction”

I recently talked to a friend who has a renovation of a large house behind her. She admitted that Often, even when the budget is planned exactly, the expenses are surprising. Prices of materials for finishing apartments are rising rapidly, not to mention how much you need to spend on professionals and “unexpected” situations.

“We had everything in Excel. Unfortunately, many things surprised us. Although we were sure that we would move into a flat finished in full, the reality looked like that At the beginning we didn’t have wardrobe, no wardrobes. The material door (renovation) replaced the target ones. Of the two bathrooms, only one was fully finished. We lacked mirrors, all decorations and barriers on the stairs, which is stressful with a small child. The attic is still waiting for the floor. But I am still glad that we are already on our own, “she said.

The interlocutor summed up that planning the budget to renovate the house is fiction and arming with patience is the basis that this renovation “does not finish us”. Do you have your apartment? Did you finish them before moving? We invite you to comment on the article and participate in the poll.

Source: Gazeta

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