In the coming years, subsequent generations of the post-war baby boom will retire. According to estimates, it will be up to 300,000. people insured with ZUS. Therefore, according to ZUS forecasts, the Social Insurance Fund may lack up to PLN 124 billion over the next 4 years. Pensions will be even lower than they are today.
Pensions. ZUS published forecasts
Until 2039, pensions are to be calculated according to the old system, which takes into account initial capital. This solution is beneficial for seniors. However, after 2039, the rules will change. “According to them, future retirees will receive only the amount they have paid in contributions. Therefore, if they work under contracts for specific work or mandate contracts for which no contributions are collected, this will not be included in their pension,” Fakt informs.
According to the information obtained by the daily, when today’s 30- and 40-year-olds reach retirement age, they will receive starvation pensions. For example, a 40-year-old man with the minimum salary can only count on the lowest pension (currently PLN 1,588 gross). In turn, a woman of the same age would receive the lowest benefit if her salary throughout her entire working period was PLN 5,000. PLN gross. To receive an average pension of PLN 3,300, a woman would have to earn approximately PLN 10,000. PLN gross, and men PLN 8,500 gross. The inequality results from the fact that women can retire after the age of 60.
Equalization of retirement age
Wirtualna Polska journalist Joanna Bercal-Lorenc asked Katarzyna Kotula, Minister for Equality, whether the retirement age for women and men will be equalized in the near future. “It seems to me that a discussion about equalizing the retirement age is inevitable, but I will openly say that there are no such plans today. However, we will analyze the direction in which the reform should go so that these inequalities can be eliminated,” she heard in response.
Source: Gazeta
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