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Regardless of how old you are and what profession you work in, it is always worth saving some part of your salary on a regular basis. According to the popular 50/30/20 rule, we should spend 50% of our monthly income on fixed costs, such as rent, bills, etc., 30% should be entertainment, and 20% should be transferred to a savings account or put in a piggy bank.
How much should you save from your salary? This way you will save money
It’s best to start saving by analyzing your food expenses. If you often throw away expired or moldy food, it means that you are buying more things than you need. Before going to the store, be sure to make a nutritional plan for the entire week and a list of what exactly you need. Only buy the items listed there. Don’t go hungry because it will make you want to buy more things to eat. Plan your trips to the store so that you only make major purchases once a week. If you visit discount stores every day, you will always add something extra to your cart.
Home savings plan. Stick to these rules
Try to buy as little prepared foods as possible. It’s a one-time meal, and you’ll still have to prepare dinner the next day. Every 7 days, check your fridge and see what you might need to prepare a meal. It is also worth doing this before going shopping so as not to unnecessarily buy things that you already have at home. There are also special phone applications with various coupons, the ability to make a shopping list or scan receipts. It is worth installing them to keep an eye on promotions, compare prices and always have insight into your expenses.
Source: Gazeta
Bruce is a talented author and journalist with a passion for entertainment . He currently works as a writer at the 247 News Agency, where he has established himself as a respected voice in the industry.
