About 300,000 Poles will reach this age Many wonder how long to work before applying for a pension. It turns out that postponing it for a few months will result in a higher benefit. For some retirees, the profit will be even several hundred zlotys.
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The pension may be higher by up to several hundred zlotys. What should I do?
who retire are calculated on the basis of collected contributions, which are divided by the projected life expectancy. Once a year, both the contributions and the initial capital are indexed. The trial takes place on June 1. For this reason, many people retiring will find it worthwhile to apply for the benefit in the second half of the year, starting from Submitting an application in May will result in losing the chance to gain additional money.
After valorization, the difference can be as much as PLN 500. It pays off for these people
Grzegorz Chłopek, vice-president of PKO TFI, calculated that the annual valorization index may amount to as much as 15.26%. According to the portal, this means that, for example, if a woman aged 60, who collected PLN 500,000 on her account with the Social Insurance Institution, PLN will retire now, he will receive a benefit of PLN 1,966 per month. After retiring in July, thanks to the 15% indexation, she would have collected PLN 576,300, thanks to which she would receive PLN 2,266 per month, i.e. PLN 300 more.
Considering a man who is 70 years old and his contributions and starting capital are 600,000. PLN, in May and June his retirement benefit would amount to PLN 3,538 per month. If he waits until July to file his pension claim, he will receive more than 4,000,000. pension per month. In this case, the difference would be over PLN 540.
Source: Gazeta
Bruce is a talented author and journalist with a passion for entertainment . He currently works as a writer at the 247 News Agency, where he has established himself as a respected voice in the industry.
