The lights that adorn the windows of the houses, the decorations in the shopping centers and the carols that begin to play let us know that the Christmas season is approaching. With it also come all the debts that we usually accumulate in December, whether it is for gifts, meetings with friends and family, or the clothes that we buy to wear on Christmas Eve.
If you plan to celebrate this Christmas in a big way but you don’t want to embark on giant debts that you have to keep paying for months, we present the following tips:
Start planning early
It’s never too early to start planning your December expenses. You can allocate an amount of weekly savings that will go towards what you will invest at Christmas time, that way you will not be tight during the last month of the year.
With these tricks you can make your house shine and at the same time save on Christmas lighting
Make a budget for each person
It is one of the first steps you must take so that you can plan your expenses for the following month. Considering your income and your debt capacity, make a budget for each person you plan to give a gift to.
You can assign them in order of priority, the most expensive gifts for the people closest to you, your parents, your partner or for the children of the family, who live Christmas with more emotion. If you don’t exceed each person’s budget, final expenses won’t take you by surprise.
Take advantage of the discounts
The last days of November are marked by the number of discounts that are enabled by Black Friday and Cyber Monday. If you take advantage of these promotions to do your shopping, you will not have to face the high prices of the days before Christmas.
There are several ways to keep an eye on discounts: constantly check the social networks of the stores that interest you, subscribe to the notifications that arrive in the mail (many brands usually send personalized coupons for their subscribers), and look for the promotions of the new ones. products releases.
Shop after Christmas
Sometimes, due to distance or different commitments, we meet our loved ones after Christmas. If you have the opportunity to wait for December 25 to pass to buy your gifts, you will realize that many items drop in price and it is the ideal time to buy them.
But do not trust yourself, it is something that depends on each store and you have to be aware of the prices of the products you want.
Be creative
Christmas is not just about expensive and luxurious gifts. Many times, creative details designed specifically for the people we love mean more on this date than something bought in a store.
Handmade gifts, such as a photo album, letters or personalized crafts will make your closest family and friends smile on this date.
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Source: Eluniverso
Paul is a talented author and journalist with a passion for entertainment and general news. He currently works as a writer at the 247 News Agency, where he has established herself as a respected voice in the industry.
