He own roof program It is an initiative of the Peruvian State that has as its main objective to facilitate access to housing to low -income families. Through the Housing Family Bonus (BFH), economic subsidies are provided that can be used for the purchase, construction or improvement of a home, which allows beneficiaries to access more favorable conditions to acquire their own home.
In order to qualify this program, it is essential to meet a series of requirements, among which is a monthly family income limit that varies depending on the modality to which it is postulated. Likewise, the amount of the bond granted is determined by the type of housing and its location, establishing specific financing ranges that seek to meet the housing needs of various sectors of the population.
How much should Peruvian families win to access their own roof bonds?
He Access to the family housing bonus It is subject to a monthly family income limit. For the purchase of a home, the family must not exceed S/3,715 of monthly income. In the case of construction or housing improvement, the maximum threshold is S/2,706.
These conditions seek to ensure that subsidies are granted to those who really need support to access decent housing. Applicants must also comply with other criteria, such as owners of another home or land and apply as part of a family group made up of at least two people. The evaluation of these requirements is carried out by the Mivivienda Fund, an entity responsible for administering the program.
Own roof: How much are the bonds delivered by the MVCS?
He Inhabitant Family Bonus (BFH) presents variations in its value according to the selected modality. In the case of acquiring a new home, the bonus can reach S/ 46,545, depending on the type of property and its market value. For construction on its own field, the subsidy is S/ 32,100, as long as the land is properly registered and without loads or levies.
As for the modality of housing improvement, the bonus is s/ 12,305, providing the opportunity to improve the conditions of their home without the need to buy a new property. It is important to keep in mind that these amounts are subject to update according to the current regulations of the Ministry of Housing.
Source: Larepublica
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