Guido Bellido, from Podemos Peru, joined the list of congressmen who seek to authorize private sector workers to carry out an eighth withdrawal from pension fund managers (AFP), but in less time. This is the fifth bill that has been admitted for documentary process of Parliament in the first months of the year.
In this way, there are already three benches that have this type of initiatives, although the reform of the pension system prohibits them, however, the proposed legislators have presented themselves in the Economy Commission that Ilich López presides to expose the arguments that support the need to release private pension funds.
AFP 2025 Retreat: What is the new project?
In the Podemos Peru bench there are three legislators who have presented initiatives to release money from individual capitalization accounts (CIC). This trend similar to last year has been repeated since the beginning of the Legislature and Guido Bellido is no exception.
The parliamentarian presented on Thursday, March 6, a proposal that aims to authorize the optional retirement of AFP funds up to the amount of 4 UIT, that is, S/21,400. The arguments are similar to those of their colleagues: “Provide immediate liquidity to workers, allowing them to face urgent economic needs and, at the same time, boost productive activity.”
However, the difference of this project lies in its procedure. The disbursement of money in favor of AFP affiliates would be made in three armed ones, seeking that the third and fourth UIT be delivered at the same time. In this way, they would have to wait only 90 days to access their pension funds.
The latest articles of the bill 10440/2024-CR specify that the “withdrawal of the funds maintain the condition of intangible and cannot be discount, legal or contractual compensation. In addition, the regulation will be in charge of the Superintendence of Banking, Insurance and AFP (SBS).
AFP retirement projects: how many are?
The first of the congressmen to present a bill to restore the eighth AFP retreat was Américo Gonza de Peru Libre, who proposes that the Affiliates to AFP They release up to 4 UIT from their accumulated money in the CICs. Precisely, the legislator supported his initiative last Wednesday, March 5.
In addition to Gonza, Darwin Espinoza, Second Quiroz and now Guido Bellido, they have similar proposals. The only one that differs is that of worthy street of Podemos that states that workers diagnosed with terminal disease or cancer receive a disbursement of up to 95.55 of their private pension funds.
- AFP retreat of up to 4 UIT – Américo Gonza (Libre Peru)
- AFP withdrawal of up to 95.5% for cancer patients or terminal diseases – worthy street (Podemos Peru)
- AFP retreat of up to 4 UIT – Darwin Espinoza (Podemos)
- AFP retreat of up to 4 UIT – Second Quiroz (Magisterial Block)
- AFP retreat of up to 4 UIT – Guido Bellido (Podemos)
Source: Larepublica

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