Stagnation: 44% of Peruvians cannot cover their monthly home expenses

70% of Peruvians believe that country advances in the incorrect direction, a perception that has worsened compared to previous years, according to a recent study of Activa-Pulso Citizen. This result is part of economic, political and social aspects.

“This perception is surpassing almost all the averages we had throughout 2023 and 2024. At the beginning of 2025 it has felt more pessimistic The progress of the country, “he told the Republic Hilario Chong-ShingDirector of Customer Experience Active Peru.

What is obeying? According to the economist, the main reasons behind this pessimism is directly related to main problems for Peruvians As corruption, which always appears in the first place, citizen insecurity and the economy such as unemployment and low salaries.

This situation hits Peruvian pockets. According to the study, 44% of citizens fail to cover all the expenses of their home every month, while 41% reaches the fair.

While this percentage is lower than registered a year ago (51.3%), It remains at levels similar to 2023 (44.8%)which shows that There has been no progress in the last two years. The household economy continues to feel trapped at the same point, without relief signs.

“It is a stagnation in the sense of perceiving the pesonal economy as not good, as bad or regular. It is a figure that has been maintained,” he explains. In detail by ages, People between 30 and 59 are the ones who suffer the most when they do not reach the end of the monthrepresenting the majority with 50%. In addition, women suffer slightly more than men with 45% and 43%, respectively.

On the other hand, people who perceive their personal economy as positive are only a small proportion of 10%, who say they have a surplus of money to save or invest. “They do not show such negative expectations regarding their personal economy, but the rest of the population is being affected,” he insists.

The factors included in the main lines of Home Expenditure They are food, basic services such as water and light, studies, rent, credits or some loan.

10 main problems faced by Peruvians

Among the main problems of the country, the consulted consider that the three that mostly afflict are corruption (60.7%), insecurity (50.8%) and unemployment (19.2%). Other injuries point to government management, low salaries and the country’s economy. The judicial system, poverty, level of education of the country and inflation (price increase) is followed on the list.

Although inflation in the country (1.48% in February) is within the goal of the Central Reserve Bank of Peru (BCRP), the general expectation of the population is quite inflationary, says the specialist.

“Food prices are expected to rise. It has even generated changes in purchasing behaviors that are linked to price increase, especially in three categories: life, clothing and accessories,” he said.

Within food, some subcategories such as meat, dairy and flours are ceasing to consume or less frequently. Within the category of drinks, the consumption of soda and alcoholic beverages also decreases.

Peruvian Peruvian consumer

Peru is the country in Latin America where corruption is perceived as a more serious and systematic problem. According to the study, this issue stands out even above economic and security concerns. “There is a very strong correlation between the perception of corruption, politics and economics”said the specialist.

In the workplace, the low salaries They are the main problem, located in sixth place within the ranking of national concerns.

Facing the medium term, economic expectations are not encouraging. 20% of the population maintains a markedly negative vision of the futurewhich will generate a Peruvian consumer more cautious In its investment decisions, savings and buy at least until 2026. “just because it is not known how it will end this year and also because we are entering an electoral year,” he said.