Older adults who are affiliated with the Pension Standardization Office (ONP) in Peru can access a pension that reaches up to S/893. This amount is determined in accordance with current regulations, which considers the latest remuneration of the Affiliate and the years of contributions made to the system.
The National Pension System (SNP) operates under a cast model, where the contributions of active workers finance the pensions of the pensions Retirees. For those who fail to comply with the minimum time of required contributions, alternatives such as proportional retirement are offered, which facilitates access to benefits according to the accumulated service years.
What are the requirements to access the highest pension of S/893 of the ONP?
ONP affiliates that seek to obtain the maximum pension of the National Pension System, which rises to S/893, must meet certain fundamental requirements.
- Be at least 65 years old when submitting the application.
- Have accredited at least 20 years of contributions to SNP.
The calculation of the pension is based on the years of contributions and the average of the latest effective remuneration, in accordance with the provisions of the Decree Law No. 19990. This system ensures pensioners a constant monthly income, considering that 4% is retained for ESSalud.
What is the ONP payments schedule in March 2025?
The pensioners who are affiliated with decree Law 19990 will see the payment of their pensions on different dates, which depends on the initial letter of their Paternal surname. According to the established official schedule, payments will be carried out as follows:
- A – C: March 7
- D – L: March 10
- M – Q: March 11
- R – Z: March 12
The beneficiaries of pensions that opt for the deposit in account will be able to access their funds from the established date. Those who prefer to collection in person will have the option to do so in the agencies of the Bank of the Nation, as well as in other authorized financial entities.
On the other hand, the beneficiaries of the Decrees Laws 18846 and 20530as well as affiliates to the special fishing regime and complementary risk insurance, they will see the deposit of their pensions on March 13. Those who choose home service will receive their payment between March 16 and 23.
What is the bonus that ONP retirees receive?
Retirees from the Pension Standardization Office that have turned 80 have the possibility of accessing the Age bonus (BEA). This benefit is intended for those pensioners who have made contributions to the National Pension System. It is important to highlight that the bonus does not extend to the relatives of pensioners, which includes cases of widowhood, orphanage or ancestry.
The ONP highlights that the bonus is granted automatically, which facilitates the process and eliminates the need to carry out additional procedures for obtaining. This benefit is intended for pensioners that have contributed to the system for a minimum of 20 years, as well as those who receive a proportional pension, that is, who have contributed to the system for at least 10 years.
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Source: Larepublica

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