Family members or heirs of pensioner ONP can receive up to S/893 when requesting the death capital: know the requirements

He death capital It is a unique economic benefit granted by the Pension Standardization Office (ONP) to the relatives of a deceased affiliate or pensioner. This payment is regulated by current regulations and seeks to provide financial support to relatives who are not beneficiaries of a survival pension.

The maximum amount to be received for this concept is S/ 893equivalent to six reference remuneration within the National Pension System. However, there are specific conditions to access this benefit, which depend on the degree of kinship and the fulfillment of the requirements required by the ONP.

ONP death capital: who can request it and how much is the payment

As established in the Legislative Decree No. 19990this benefit is available only when there are no relatives with the right to a widowhood, orphanage or ancestry pension. In that case, the first relative who meets the legal criteria may request the death capital.

The order of priority to receive this payment is as follows:

1. Spouse or cohabiting with legal recognition of the de facto union.
2. Children and daughters of the deceased pensioner or affiliate.
3. Insured’s parents.
4. Brothers under 18 years.

The amount granted is calculated based on six reference remuneration and has a stop of S/ 893according to the maximum pension limit in force in the National Pension System.

Requirements to access death capital, according to ONP

The requirements to access this ONP benefit They vary depending on whether the deceased person was a pensioner or only affiliated with the pension system. In the case of a non -pensioner affiliate, it is necessary to present:

• Formal application with an affidavit of authenticity of documents.
• Documents that prove the employment’s employment relationship, such as payment tickets, work certificates or records of contributions issued by EsSalud wave ONP.

If the deceased person was already a pensioner, only the formal application is required with the insured’s data. In both cases, the documentation can be sent virtually and will be verified by an ONP advisor.

How to process the death capital ONP and how long it takes

The procedure begins through the ONP Virtual Platform or by telephone communication with the entity. Once the required application and documentation is sent, the evaluation process can take up to 455 calendar days (approximately 1 year and 3 months).

The ONP will notify the applicant on the approval or denial of the benefit by email or registered address. It is essential to constantly review the messages received to know the state of the process and avoid possible delays in the collection process.