Supreme Decree No. 280-2023-EF allows the heirs of deceased fonavists to collect the contributions made to the FONAVI, even without a will. This procedure is available for spouses, children and other close relatives.
The Heirs of deceased fonavistas They have the possibility of accessing the contributions made to the National Housing Fund (Fonavi). This benefit is available even if the deceased holder did not leave a will. To access the benefit, it is essential to meet the established requirements and present the corresponding documentation in the agencies of the Bank of the Nation.
The process allows spouses, living together, children, parents, siblings or other close relatives to prove their link with the deceased holder and claim the benefit. Next, we detail everything you need to know to perform the process effectively.
FONAVI 2025: What are the requirements to collect contributions, via Banco de la Nación?
To initiate the process, the Heir of the Fonavista You must present the following basic documents:
- DNI of the applicant (heir).
- Affidavit where the heir status is manifested, declaring that there are no other beneficiaries with equal or greatest priority. Otherwise, all beneficiaries in the same document must be included.
- Certified Death Certificate of the deceased fonavista, with no more than 30 days of seniority.
Depending on the link with the deceased fonavistait will be necessary to present additional documentation:
- Spouse or cohabiting: certified copy of the marriage or certificate of de facto union (SUNARP).
- Children: Certified copy of the birth certificate.
- Parents or brothers: birth certificate of the applicant and the deceased fonavista.
In the event that the economic benefit exceeds the 4 Tax Tax Units (UIT), it will be mandatory to present an intestate or testament registered in SUNARP.
FONAVI: How long does it take to validate the documentation to make the collection?
The procedure in the Bank of the Nation can take approximately 65 calendar days, provided there are no observations or oppositions. Once the application is submitted, the FONAVI Technical Secretariat will publish the names of the accredited beneficiaries, giving a period of 45 calendar days so that other possible heirs present claims or accredit their right.
It is important to highlight that the procedure is free and does not require intermediaries. In addition, if the heir is a person with disabilities or interdiction, his support or curator must carry out the procedure by presenting the corresponding documentation that proves his designation.
Check if you can collection of the FONAVI in March 2025
- Enter the official website of the FONAVI Technical Secretariat
- Go to option 4, called ‘See here if you are a beneficiary of the first payment group – December 2024’.
- In document type, select any of the options available
- Digit the DNI number
- Captcha code
- Click consult
- If you are one of the beneficiaries, you just need to approach the closest Bank of the Nation and make the collection effective.
Source: Larepublica
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