The Service time compensation (CTS) It is an economic support fund for public and private sector workers. It is deposited in bank accounts on the name of the employee and functions as a financial reserve for unemployment situations or economic emergencies.
Since the CTS is deposited semiannually in bank accounts, it is recommended that workers verify if they have an active account and how much money are available. To do this, there are different consultation methods, both through digital platforms of financial entities and through face -to -face consultations in authorized banks.
Check your online CTS: steps to verify your balance in Peruvian banks
Workers can review the balance of your CTS through diverse Digital platforms enabled by financial entities. To do this, it is necessary to enter the Internet bank from the financial institution in which salary payments are received and check the account status. Information about the CTS is available in the same section where the Savings and current accountsin most cases.
In the case of bank applications, it will be necessary, first of all, enter with your credentials, such as your card number Salary account and the access key. Once inside, go to the “Accounts” or “CTS” section to visualize your balance.
How to know if you have an active CTS account? Verification methods
To confirm the existence of an account CTSit is recommended to go directly to the financial entity where the employer makes the deposits. Presenting the National Identity Document (DNI)it is possible to obtain information about the available balance and the withdrawal conditions.
Another option is to contact the human resources area of the company in which they work or worked, since they have the records of the CTS accounts associated with their employees. This procedure is especially useful if you have changed jobs and not remember in which financial entity the deposits were made.
You can see: When do you pay the CTS in 2025? Know the deadline for the deposit and which workers will receive it in Peru
Telephone bank to review your CTS: Banco de la Nación, BCP, BBVA, Interbank and more
The main ones financial entities of the country have enabled telephone channels for the CTS consultation. The Credit Bank of Peru (BCP) allows verification through its online banking and the telephone line (01) 311-9898. Interbank offers the service through its web portal and number (01) 219-2121. In the case of BBVAcustomers can review their balance online or communicating to (01) 595-0000.
He Nation Bank It also has options to verify the CTS, especially for public sector workers. These can do so through (01) 440 5305. Scotiabank and other financial institutions offer similar methods so that users can review their balance and manage possible withdrawals according to current regulations.
Source: Larepublica

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