The Ministry of Economy and Finance (MEF) has introduced changes in the Regulations of Law No. 30003, which regulates the Special Social Security Regime for Fishing Pensioners. Through Supreme Decree No. 024-2025-EF, published in the Official Gazette El Peruano, it seeks to optimize the procedure for granting economic and pension benefits in this sector.
The measure aims to establish clearer and more adequate criteria for fishery workers affiliated with the Private Pension System (SPP) to access coverage such as disability insurance, survival and funeral expenses. Likewise, specific conditions for retirement and the minimum requirements of contributions have been defined, in order to guarantee greater stability and sustainability in the pension system for this labor group.
What are the main changes in the regime?
One of the key adjustments in the regulation is that access to disability, survival insurance coverage and funeral expenses in the SPP will be determined by the pension contributions made in an established period. This calculation will be made based on the months of contribution and under the Imp coverage model, considering the applicable total contribution rate.
Likewise, a minimum contribution mechanism required to access these benefits has been defined, in accordance with the regulatory norms established by the Banking Superintendence, Insurance and Private Administrators of Pension Funds (SBS). This change seeks to guarantee that workers who access these coverage have an adequate contribution history to sustain the pension system.
How will the retirement pension be calculated at the SPP?
According to the new regulation, the retirement pension of a fishing worker at the SPP will be determined based on the balance of accumulated contributions in his individual capitalization account. This balance will be added the profitability generated by the mandatory and volunteer contributions with a pension purpose, including the contributions made by the shipowner in the frame , since these can be freely removed by the affiliate.
To access retirement at the SPP, the fishing worker must comply with a minimum of 25 years of effective fisheries, distributed between the Fisherman’s benefits and social security box (CBSSP) and the SPP. Additionally, you must accredit at least 375 taxpayers as a fishing worker in both regimes and demonstrate that their contributions in the SPP were made on the basis of a minimum vital remuneration in force in each period.
AFP: What role will they have in this process?
The decree also establishes that pension fund managers (AFP) must provide specialized advice to fishing workers to determine whether they meet the requirements to access a certified retirement pension (PRC). This measure seeks to ensure that affiliates have clear information and can choose the benefit that best suits their pension needs.
Source: Larepublica
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