In 2025, older adults who are affiliated with the Office of Pension Standardization (ONP) in Peru will be able to access a pension that reaches up to S/893. This amount is established in accordance with the regulations in force, which take into account the latest remuneration that the Contributingas well as the years of contribution to the system.
It should be remembered that the National Pension System (SNP) is based on a cast scheme, on which the contributions of activity in activity are used to cover the pensions of those who have already retired. For those who fail to achieve the minimum time of required contributions, options such as the proportional retirementwhich allows access to benefits in a adjusted manner.
How can you access the ONP S/893 pension?
Workers affiliated with the ONP who seek to obtain the highest pension in the National Pension System, which amounts to S/893, must meet certain essential requirements.
- Be at least 65 years old when submitting the application.
- Have accredited at least 20 years of contributions to SNP.
The calculation of the pension It is done considering the years of contributions and the average of the latest effective remuneration, as stipulated in Decree Law No. 19990. This mechanism guarantees pensioners a fixed monthly income, which is deduced 4% for Essalud .
What are the updated amounts of the ONP in 2025?
He Minimum amount of pension for those who have contributed for 20 years are established in S/600. This implies that no retiree with this contribution period will receive an amount below the time of his retirement. On the other hand, workers who fail to complete 20 years of contributions may opt for proportional retirement, which will provide them with the possibility of receiving a pension, although this will be smaller. In accordance with Law No. 31301, the amounts set for the year 2025 are the following:
- Between 10 and 14 years of contributions: The pension would be S/300.00 per month.
- Between 15 and 19 years of contributions: The pension would reach S/400.00 per month.
Additional bonus for ONP retirees
The Pension Standardization Office has announced that Retirees They have reached 80 years of age will be able to access the elderly bonus (BEA). This benefit consists of a 25% increase on the regular pension received by the insured. For example, an ex -worker who currently charges S/600 per month will see his pension Increase to S/750 when reaching the age required for this incentive.
The bonus It is automatically granted, which simplifies the process by eliminating the need for additional procedures for obtaining. This benefit is intended for pensioners who have contributed to the system for a minimum of 20 years, as well as those who receive a proportional pension, that is, those who have contributed at least 10 years.
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Source: Larepublica
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