The ONP has updated the pension amounts by 2025, establishing differentiated values according to the years of contributions. Know the changes in proportional retirement and the requirements to access.
He National Pension System (SNP)administered by the Pension Standardization Office (ONP), establishes the pension amounts that retirees will receive in 2025. These values depend on the years of contribution and the chosen retirement modality. With the recent one pension reformchanges in the amounts have been implemented for those who did not reach the 20 years of contributions, benefiting more workers with the proportional retirement option.
In this context, members who meet the requirements may access a pension which varies according to your contribution years. The ONP has established differentiated amounts for those who accredit between 10 and 19 years of contributions, as well as for those who exceed two decades of contribution.
What would be the maximum pension amount that could be received in the ONP in 2025?
According to him Decree Law No. 19990the maximum retirement pension amount in the ONP It remains at S/ 893.00 per month for those who have contributed 20 years or more. This limit is the top that retirees can receive under this regime, calculated based on the average of their latest effective remuneration and the years of contributions.
Likewise, the minimum pension amount for those with 20 years of contributions is S/ 600.00. This means that no pensioner with this contribution time would receive less from this amount at the time of his retirement.
How much could the ONP pension be received in 2025 if I contributed less than 20 years?
For workers who did not reach the 20 years of contributionsproportional retirement would allow them to access a reduced pension. According to the Law No. 31301the amounts established by 2025 would be the following:
- Between 10 and 14 years of contributions: The pension would be S/ 300.00 per month.
- Between 15 and 19 years of contributions: The pension would reach S/ 400.00 per month.
It is important to note that these amounts are subject to a 4% deduction to EsSalud. In addition, the reform establishes that these values will be reviewed periodically to evaluate possible adjustments in the coming years.
Step by step to request the pension from the ONP and know the amount to be collected
Affiliates who meet the requirements can initiate retirement process in the ONP Following these steps:
- Verify the years of contributions: The ONP platform must be entered to consult the contribution history and confirm whether the minimum requirements are met.
- Gather the necessary documentation: present the National Identity Document (DNI) and, if necessary, other documents that prove the years of service.
- Complete the pension application: the corresponding form must be downloaded and filled from the ONP website or request it in its offices.
- Send the application: it can be submitted in person at the ONP offices or virtually through its online platform.
- Waiting for evaluation and approval: the ONP will review the application and validate the years of contributions before approved the corresponding pension amount.
This procedure allows the insured to know the amount they could receive and access their retirement according to the conditions established in the SNP.
Source: Larepublica
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