To access credit, it is necessary to present the ID, the payment ticket, among other documents. The procedures are carried out in person at the bank’s agencies. Know more details here.
The Bank of the Nation offers the loan program Multiredaimed at public sector workers and pensioners. This financing scheme establishes maximum amounts according to the applicant’s age, with the objective of providing payment conditions according to your financial capacity.
Next, the Available amountsthe necessary requirements and the procedure to access this benefit.
Banco de la Nación: What is the maximum amount you can request in a loan?
The program Multired It allows access to amounts between S/300 and S/99,999, depending on the age and customer payment capacity.
- Applicants under 60 years They can access the maximum amount of S/99,999 with deadlines of up to 60 months.
- From 60 yearsthe limit is progressively reduced: between 60 and 75, the maximum amount is S/40,000, with the possibility of maintaining the payment period in 60 months.
- For those over 78 years oldthe amount is limited to S/3,000, with a maximum period of 24 months. These adjustments seek to guarantee a sustainable payment according to the beneficiary’s life stage.
What are the requirements to request multired credit?
To request a multired loan, it is necessary to have a debit card of the Bank of the Nation, present the ID or Foreigner card and a recent copy of the payment ticket, whose age does not exceed four months. In the case of workers under administrative contract of services (CAS)at least 13 months of labor is required if they were hired after March 10, 2021.
In addition, applicants must have a “normal” or “not reported” credit rating at the Risk Center of the Banking and Insurance Superintendence (SBS). The bank also evaluates the payment capacity of each client, which can influence the approved final amount.
Credit at the Bank of the Nation: How to request it?
The process to access a multired loan must be carried out in person at an agency of the Bank of the Nation. Although the virtual multired platform allows loans to renew, initial requests require the assistance of the applicant at a branch.
The bank offers a period of grace in April and December, in which amortizations or interests are not applied, providing temporary financial relief. To obtain detailed information on specific conditions and requirements, it is recommended to visit an agency or consult the official page of the Bank of the Nation.
Source: Larepublica
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