The Bank of the Nation offers a mortgage loan of up to S/200,000 with payment terms of up to 25 years, for public workers and pensioners in Peru.
Nation Bank In Peru it offers a mortgage loan with amounts of up to S/200,000 and with payment terms of up to 25 years. This mortgage loan is directed for those Public Sector and PensionersFor this, it is essential that they can know the conditions and the maximum age to request this mortgage loan.
The mortgage loan or credit is an essential tool for those who wish to improve their home or acquire a new property. In this sense, the National Financial System offers attractive interest rates and adequate amounts so that Peruvians can access these loans and thus cover their housing needs or make improvements in their properties.
What is the maximum age to request a mortgage loan at the Bank of the Nation?
The Bank of the Nation establishes that the Maximum age to access your mortgage loan It is 74 years and 6 months. This limitation applies to appointed public workers, employees with indeterminate and pensioner -term contracts. The minimum age to request this loan is 18 years, allowing a wide range of users to benefit from this financial option.
Mortgage credit of the Bank of the Nation: What are the requirements?
He Mortgage credit of the Bank of the Nation It provides the possibility of obtaining financing of up to S/200,000, covering 90% of the value of the house, either to acquire, expand or improve it. This loan is specially designed for public sector employees and pensioners, who can access it in advantageous conditions. Among the requirements are:
- Multired Visa Active and original DNI card of the owner and spouse.
- Payment tickets: two last two and six of the spouse (If apply)original or copies.
- SERVICE RECEIPT (WATER, LIGHT OR FIXED PHONE), ORIGINAL AND COPY.
- Proof of appointment (active workers) or cessation resolution (pensioners)original and copy.
- Certified marriage certificate, if married.
- Documents that support the credits in force in other financial institutions.
- Real estate registration certificate (CRI) of the property, issued by SUNARP.
- Proof of the Property Tax of the current year.
Banco de la Nación 2025: How to request the mortgage credit?
To request the Mortgage credit at the Bank of the Nationyou must go to the more branch and present the requested documentation. The bank staff will guide you throughout the process, from the review of your application to the evaluation of the property. Avoid receiving information that is not official to avoid possible scams.
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Source: Larepublica
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