The use of Mobile wallets It has increased significantly in Peru, being YAPE One of the most popular and great projection options among users. This digital wallet, administered by the Credit Bank of Peru (BCP)allows money transfers quickly and easily.
So far, operations between individual users with YAPE accounts do not generate additional costs. However, there is an exception in which a specific commission has been established. This new collection scheme is aimed exclusively at companies that use the platform to process payments in their businesses.
YAPE: In what cases does this digital wallet charge a commission for use or transfer?
Since April 30, 2024, YAPE It has begun to apply a 2.95% commission on the total daily income to businesses that use the business version of the application called YAPE COMPANIES. This charge affects those businesses that have registered in this special service, which offers a variety of advantages aimed mainly to companies or businesses that move a greater capital.
YAPE COMPANIES: What is and why does a commission charge its users?
YAPE COMPANIES It is a digital wallet modality designed to facilitate business business operations that exceed 5 tax tax units (UIT) or S/ 26,750 in monthly income. With this tool, companies can receive Payments without limits newspapers and access detailed reports of their transactions.
The collection of a commission per use responds to the optimization of the service, allowing companies to benefit from exclusive characteristics such as priority care, generation of sales reports and the possibility of receiving amounts greater than five Tax Tax Units (UIT). In addition, this functionality includes the option of assigning “assistants”, employees who can visualize transactions without managing funds.
What is the monthly transfers limit that YAPE has?
For individual users, YAPE It establishes a daily shipping and reception limit of up to S/ 2,000. In the case of companies, the service YAPE COMPANIES It allows them to overcome this limit, adapting to their commercial needs.
Business affiliated with this version can receive payments above S/ 26,750 per month without additional restrictions. However, those who prefer not to assume the collection of commissions can opt for the Traditional version of Yapeprovided that their transactions do not exceed the established threshold.
Source: Larepublica

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