It is essential to verify the inclusion of the fonavista in the National Register. In addition, the process in the Bank of the Nation could take about 65 days, being free and without the need for intermediaries.
Through Supreme Decree No. 280-2023-EF, the heirs of deceased fonavistas have the possibility of accessing the contributions made to the National Housing Fund (Fonavi). This benefit is available even if the deceased holder He did not leave a will. To access the benefit, it is essential to meet the established requirements and present the corresponding documentation in the Bank of the Nation agencies.
The process allows spouses, living together, children, parents, siblings or other close relatives to prove their link with the deceased holder and claim the benefit. Next, we detail everything you need to know to perform the process effectively.
Heirs of the FONAVI 2025: Requirements to collect contributions return
To initiate the procedure, the heir of the fonavista must present the following basic documents:
- DNI of the applicant (heir).
- Affidavit where the heir status is manifested, declaring that there are no other beneficiaries with equal or greatest priority. Otherwise, all beneficiaries in the same document must be included.
- Certified Death Certificate of the deceased fonavista, with no more than 30 days of seniority.
Depending on the link with the deceased fonavistait will be necessary to present additional documentation:
- Spouse or cohabiting: certified copy of the marriage or certificate of de facto union (SUNARP).
- Children: Certified copy of the birth certificate.
- Parents or brothers: birth certificate of the applicant and the deceased fonavista.
In the event that the economic benefit exceeds the 4 Tax Tax Units (UIT), it will be mandatory to present an intestate or testament registered in SUNARP.
FONAVI 2025: Verify if a fonavista is included in some register
To carry out the process, it is essential to verify that the name of the deceased fonavista is included in the Payment Group of the National Register of Fonavistas del Peruwhich has been approved by the Ad Hoc Commission.
- Official website: Enter the FONAVI website Search in the register using the number of DNI of the deceased fonavista.
- Telephone Central: Call the number 640-8655 to obtain assistance.
- Mac Modules: Consult in the centers of best attention to the citizen (Mac) in Lima and provinces.
How much could take to validate the documentation and charge at the Bank of the Nation?
He Processing in the Bank of the Nation It can take approximately 65 calendar days, provided there are no observations or oppositions. Once the application is submitted, the FONAVI Technical Secretariat will publish the names of the accredited beneficiaries, giving a period of 45 calendar days so that other possible heirs present claims or accredit their right. It is important to highlight that the procedure is free and does not require intermediaries. In addition, if the heir is a person with disabilities or interdiction, his support or curator must carry out the procedure by presenting the corresponding documentation that proves his designation.
Verify if you are included in the list of list 21 and charge in the Bank of the Nation
- Enter the official website of the FONAVI Technical Secretariat
- Go to option 4, called ‘See here if you are a beneficiary of the first payment group – December 2024’.
- In document type, select any of the options available
- Digit the DNI number
- Captcha code
- Click consult
- If you are one of the beneficiaries, you just need to approach the closest Bank of the Nation and make the collection effective.
Source: Larepublica
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