The program Own ceiling 2025 Bring with it an important update in the delivery of the Family Housing Bonus (BFH). Through the new national call, the Ministry of Housing, Construction and Sanitation (MVCS) has arranged an increase of 25% in the subsidy for applicants who meet specific requirements. This increase aims to facilitate the construction of housing with adequate characteristics to improve habitability conditions.
With an assigned budget exceeding S/ 900 million, the program aims to benefit more than 26,000 families nationwide. The base amount of the bond will be S/ 32,100, although in some regions it may reach S/ 38,520, depending on the location and access conditions. The distribution of bonds will be carried out in different areas of the country, with variations in the amount according to regional needs.
Own 2025 roof: citizens could access an additional bonus when applying
To access the 25% increase in the Housing Family Bonusapplicants must meet specific requirements. One of the main ones is that in the family group there is at least one Member with severe disabilities that requires the use of a wheelchair. This condition must be certified by a registered health establishment in Renipress–Susaludwhich must indicate the severity of disability and the need for support products for displacement.
In addition, it is essential to present the registration card in the National Council for the integration of the person with disabilities (CONADIS). Apart from these documents, interested families must meet the general requirements of the program Own roofincluding the verification of not having received residential support from the State above and not being owners of another home or land nationwide.
How to apply for the own ceiling program and receive the subsidy in 2025?
The postulation process for the Housing Family Bonus in the modality of Own place construction It is done in person at the points enabled by the MVCS. Those interested can go to the real estate showcase, located in Jr. Camaná 199 in the Cercado de Lima, or the Citizen Attention Centers (CAC) in various regions of the country. They can also communicate for free at 0800-12-200 to receive information on the registration procedure.
According to the Ministerial Resolution No. 040-2025-Housingthe applications can be made 12 business days after the official publication of the program. It is recommended that interested families previously verify compliance with all requirements and meet the documentation requested to avoid inconveniences in the registration process.
What is the family housing bonus (BFH) of its own roof?
He Housing Family Bonus It is a non -refundable state subsidy granted by the MVCS To facilitate access to decent housing. This benefit is granted under the construction modality on its own site (CSP) to families that have a land free of loads or levies. By 2025, the standard bonus is S/ 32,100, although in some regions it can amount to S/ 38,520.
To be a beneficiary of the BFHapplicants must form a family group with a householder and include dependents such as spouse, children, brothers under 25, children with disabilities, parents or grandparents. Also, monthly household income must not exceed S/ 2,706 and must have a minimum savings of 0.45 UIT (S/ 2,407.5 in 2025) Available at the time of application.
Source: Larepublica
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