He Ministry of Housing, Construction and Sanitation (MVCS) He has reported on the first national call of the own ceiling program by 2025, which will benefit up to 26,604 families through the Family Housing Bonus (BFH) in the mode of construction on its own site (CSP). This subsidy is aimed at households that have their own land free of charges or levies and meet the required requirements.
The allocation of these bonds, with a budget exceeding S/ 900 million, will be distributed in various regions of the country. Some areas may receive a differentiated bonus of up to S/ 38,520 to facilitate the construction of housing in difficult access areas.
Key conditions to access the 2025 own roof bonus
To apply for Housing Family Bonusapplicants must meet certain requirements. First, they must form a family group with a family manager who includes dependents, such as spouse, children, brothers under 25, children with disabilities or parents and grandparents.
Another fundamental criterion is that applicants should not have previously received state housing support through programs such as ENACE, FonaviBanmat or Mivivienda background (FMV). Likewise, they cannot be owners of another independent land, land or airs for housing nationwide. It should be noted that this property must be in Public records.
Maximum income and minimum savings amount to apply for the own roof subsidy
To access the benefit, families must have Monthly income that do not exceed S/ 2,706. In addition, they must have a minimum savings equivalent to 0.45 UITwhich represents S/ 2,407.5 in 2025. This amount must be available at the time of application to guarantee access to the program.
The regular bonus of the Own roof program granted is S/ 32,100, but some regions will receive differentiated amounts that can reach up to S/ 38,520, in order to facilitate the construction of homes in difficult access or remote areas.
First Call of own ceiling 2025: distribution of bonds by region and how to register in the program
According to the Ministerial Resolution No. 040-2025-VIVIENDA, The distribution of bonds by region will be carried out as follows: Lima (3,169), Piura (2,997), Ica (2,229), La Libertad (2,200), San Martín (2,269), among other departments that will also benefit .
Families interested in accessing 2025 own roof bonus They can postulate 12 business days since the publication of the ministerial resolution. For more information, citizens can approach the real estate showcase in Jr. Camaná 199, Cercado de Lima, or the Citizen Attention Centers (CAC) nationally. They can also communicate free of charge at 0800-12-200 to receive advice on the registration process.
Source: Larepublica
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