Do you lose your money when you delete your YAPE account? Here’s what really happens to your balance, according to the app

In Peru, there are currently almost 15 million people using the Yape app. This digital wallet has become one of the favorites for making payments and receiving money. Its easy access has caused many users to stop carrying cash or physical money. However, there is the possibility that some user affiliated with this app decides to delete their account for various reasons. Therefore, the question that arises is: what happens to the money if I decide to delete my account? Yape?

The popular digital wallet, Yapeis used by thousands of users, despite certain failures in its system, the application is practical for making payments for services, easy to access and ideal for acquiring promotions. In this note you will learn all the details you need to know about it. Take note!

Yape 2024: If I delete my account, do I lose my money?

According to the Yape website, if for any reason the user wishes to delete their account Yapeyou must take into account the following: if you registered only with the DNI number, you will be able to access the money that was in your account at the time of deleting it. In addition, you will have a period of 3 business days to go to the Banco de Crédito del Perú windows with your DNI to receive their money. On the other hand, for users who have Yape linked to a card of the BCPthe money they had in their account Yape will still be available in your bank account, so there should be no issues in that regard.

Yape with DNI: How can I have an account without needing cards?

If you want to have Yapeyou must keep in mind that there are two ways to create an account, one with only your ID and another with your BCP card. Follow these steps to have your account Yape only with your ID.

• Open the application and click on the ‘Create a new account’ option.
• You will then be asked for your phone number. You will need to enter it as a text message will be sent to you.
• You must enter the code that will be sent to you via text message (MSM), then click ‘Validate code’.
• The application will ask you for the type of document you wish to affiliate. You must select ‘DNI’, then enter your 8 digits and email address. The email address must be active, as you will be notified of the movements of your Yape.
• You will then proceed to create a password. This must be 6 digits long. This step should be done calmly and taking the necessary precautions.
• You will then be given the option to choose what you want to link your Yape account to. Choose the option ‘Yape with DNI’.
• Finish entering extra data and accept the Terms and Conditions. Then, continue and that’s it. Welcome to the Yape community!

Why does Yape charge me a commission?

The new commission of Yape applies from April 2024, however, it does not apply to all transactions made in this digital wallet. This charge is exclusive for accounts that use the profile of Yape EnterprisesThis profile is designed for businesses that handle commercial transactions. Therefore, personal accounts will continue to make transfers at no additional cost.