What do I need to qualify and apply for a Yape loan?

Yape offers its users the possibility of accessing a credit in just a few minutes. With this, the digital wallet created by Banco de Crédito del Perú (BCP) offers its clients access to certain amounts without the need to go through cumbersome procedures. The so-called Yape Credit seeks to ensure that applicants do not have to go to the bank, offering this product in a 100% digital, secure way and with the backing of BCP.

Before starting the process, it is necessary that the user meets a series of conditions that allow him to be previously selected by the bank to request a loan in Yape. Therefore, it is essential that the person maintains a good credit history. Below, we present the step by step, other requirements and the maximum amount that you can request in a Yape Credit.

Yape Credit: What are the requirements to request a loan in the app?

According to the official website of Yapeit is necessary to comply with the 4 requirements previously indicated to start with the loan application in the digital wallet. These are:

• Have a Yape account created with a BCP card or a Yape Account with DNI.
• Keep your contact information, such as address and cell phone number, up to date with BCP.
• Have the debit card active and without blocks.
• Have a pre-approved offer to access credit.

How can I apply for a loan in Yape?: step by step from the official app

To start the process without delays, it is necessary for interested clients to evaluate whether the bank has granted them a pre-approved loan. That is, they give them a certain line of credit in a campaign prior to the start of any application. You can check if you are within this modality from the following LINK.

If the client has this condition, then he/she must follow these steps:

1. Log in to Yape
2. Look for the Credits icon, which is symbolized by a wallet.
3. Select to apply for a loan
4. Enter the amount you need. The limit will be determined by the credit granted by the bank and select continue.
5. Choose the number of installments you want, as well as the payment dates.
6. Review the terms and conditions for the credit
7. Enter the validation code sent
8. Done! You will have the requested amount in your Yape account

What is Yape and why has it become so popular?

Yape is a mobile payment application developed by the Credit Bank of Peru (BCP). It allows you to carry out financial transactions quickly and safely, such as sending and receiving money, paying for services, making purchases at affiliated stores and recharging cell phones, all from a mobile phone. The app is available for both BCP users and those who do not have accounts at this bank, thanks to its option to join with just an ID.