If you want to take advantage of the National Holidaysthe Banco de la Nación has launched an attractive offer of loans without guarantee, providing the opportunity to request up to S/100,000 under certain conditions. This initiative seeks to support public sector workers, as well as pensioners, in their financial needs, by offering facilities and a competitive interest rate during this festive period.
The loan without endorsement It is an excellent opportunity for those looking to finance personal projects or cover important expenses without the need to present a guarantor, since they can obtain up to S/100,000 and with a Annual Effective Cost Rate (AER) promotional offer. Below we explain the application process and the criteria you must meet to take advantage of it.
What is the loan at Banco de la Nación about?
If you’re worker or a public sector pensioner and you receive your income in the National bankyou can apply for the MultiRed Loan at any time. With amounts of up to S/ 99,999 depending on your credit evaluation. Payment terms can be extended up to 60 months. The promotional APR is 11.58% valid until the end of this month, while the standard APR starts at 16.13% with an APR of 14.49%.
Banco de la Nación: What are the requirements to apply for a special loan for the National Holidays?
To obtain the loan offered by the Banco de la Nación, it is essential to have the MultiRed Debit Card. In addition, it is necessary to present the DNI original or the alien card. On the other hand, the last pay slip (virtual or physical) with a maximum age of four months is required. CAS workers who joined after 03/10/2021 must prove 13 months of seniority with their last original contract or certified copies. For CAS workers prior to that date, this requirement does not apply.
Another important requirement is to have a credit history favorable. Although a guarantor is not required, it is crucial that applicants do not have negative records in the financial system, such as unpaid debts or significant arrears. Therefore, a normal rating, not defined or not reported in the risk center of the Superintendency of Banking and Insurance (SBS).
List of loans offered by the Banco de la Nación
He National bank offers a variety of loans designed to help its clients according to their financial needs. In addition to the loan without guarantee for Fiestas Patrias, the bank has loan options personal creditmortgage and student loans. Each of these products has its own characteristics and requirements, adapting to the different circumstances of the applicants.
Banco de la Nación’s personal loans are available for different amounts and terms, offering flexibility and favorable conditions. On the other hand, mortgage loans are designed to facilitate home acquisition, with competitive interest rates and extended repayment terms. In addition, the bank offers student loans, intended to finance higher education for young people.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
