Yape charges a sector of its users a commission For each transfer made within your application. Find out here the reasons for this charge and in which cases it applies.
Recently, Yape has announced the implementation of a new commission for certain transactions, which has raised questions among its users about who will be affected and the reasons behind this measure. This change seeks to cover the operational costs of the platform and offer additional services to companies that use Yape for commercial transactions. In this article, we break down who will be affected by this commission and the reasons behind its implementation.
Yape, the virtual wallet of Credit Bank of Peru (BCP)has been a key tool for fast and easy transactions in Peru. However, with the growth of commercial use of the platform, BCP has decided to introduce this fee to ensure the sustainability and quality of the service.
Discount on Yape for commission: in which cases will money be deducted from me?
The new commission will not apply to all transactions made in Yape. This charge will be exclusive for accounts that use the profile of Yape EnterprisesThis profile is designed for businesses that handle commercial transactions. Therefore, personal accounts will continue to make transfers at no additional cost.
Personal transactions, those made between friends and family, will continue to be free. Yape Empresas, on the other hand, is aimed at facilitating commercial operations and, therefore, operating costs associated with these transactions are absorbed by the businesses that use the platform. This differentiation ensures that individual users are not affected by the new charges.
Yape companies: what is this commission about?
Yape Empresas is a service designed for business and entrepreneurs who require an efficient solution to manage their payments and who receive more than S/25,750 per month. The benefits of this service include:
- Easy to use: allows businesses to receive payments easily and quickly, without the need to have a specific bank account for each transaction.
- Detailed transaction record: Provides a complete history of all transactions, simplifying accounting and financial management.
- Payment of services up to a daily limit of S/3,000.
- Access to a sales and income report for a period of 90 days.
- Assistant Profile: allows a person to monitor sales and collections made through Yape, without being able to send money, view balances or modify the account. Maximum 5 people.
- Access to YapePos: allows you to accept payments with credit or debit cards, without memberships or affiliations, but with a commission per transaction.
- Personalized and priority attention through WhatsApp.
What types of Yape are there?
Currently, Yape offers two main account types: Yape Staff and Yape Enterprises.
- Yape Staff: This is the standard version of the virtual wallet, intended for individuals who want to make quick and easy transfers to friends and family. Transactions are free and are designed to facilitate the exchange of money in everyday situations.
- Yape Companies: Addressed to business and entrepreneursthis profile allows you to manage commercial payments with a commission of 2.95%Yape Empresas offers advanced tools for financial management and facilitates the completion of large volumes of transactions in a safe and efficient manner.
Since its launch, Yape has become an essential tool for many Peruvians, offering an accessible and reliable platform for making transactions. With the introduction of Yape Empresas and the new commission, the BCP seeks to maintain the quality of service and ensure the sustainability of the platform, adapting to the specific needs of its business users.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
