Did you contribute 10 to 15 years to the ONP? This is the pension you will receive and how to apply

The Pension Normalization Office (ONP) allows members who have not reached 20 years of contributions to access a proportional pension. This system, implemented as of October 2021, seeks to provide a economical support to those who have contributed between 10 and 15 years. This article details the corresponding pension amounts and the steps to apply.

The proportional pension law has benefited thousands of Peruvians who, due to various circumstances, were unable to accumulate 20 years of contributions. According to data from Reniecmore than 24,000 people have accessed this benefit until the end of 2022. Understanding how this system works and knowing the appropriate procedure is crucial to ensure that members receive their pension without setbacks.

ONP: this is the minimum age to access a pension

To access the ONP proportional pension, members must be at least 65 years old. This is the minimum age established by the National Pension System under Legislative Decree No. 19990. Pension amounts vary depending on the years of contributions:

• Between 10 and less than 15 years of contributions: S/250 monthly.
• Between 15 and less than 20 years of contributions: S/350 monthly.

These amounts are paid in 12 annual installments and are subject to a 4% discount per EsSalud. The implementation of this measure allows members with less than 20 years of contributions to obtain an income during their retirement, thus covering a basic economic need.

If I worked for 10 years, how can I access a retirement in the ONP?

To access the proportional pension of the ONPyou must meet the following requirements:

1. Be at least 65 years old.
2. Having contributed between 10 and 15 years to National Pension System.

The procedure to request the pension includes the following steps:

1. Gather the necessary documents: You will need your National Identity Document (DNI) and a recent utility bill.
2. Submit the application: You can do this at any ONP office or through its online platform. You must complete the pension application form.
3. Wait for the evaluation: The ONP will evaluate your application and verify the years of contributions.
4. Reception of pension: Once the application is approved, you will begin to receive your monthly pension, according to the years of credited contributions.

The presentation of additional documents, such as work certificates, pay stubs and social benefit settlements, may be necessary to prove the years of contributions and guarantee the correct evaluation of your application.

This is how you can request to speak with an ONP advisor

If you need additional assistance to make your pension application or have questions about the process, you can request to speak with an advisor from the ONP. Here we tell you how to do it. To enter, you must access the official ONP link, where you will have to register your data. After that, you must wait for a adviser be contacted in order to help complete the application form.

The term maximum to receive a response from the entity is 30 calendar days. In the event that the response takes longer than expected, a provisional pension.