Banco de la Nación buys your debts for up to S/50,000 to pay in up to 60 installments: how to access

He National bank has an option for those looking for an effective way to consolidate their credit card debt. This proposal not only offers financial respite, but also facilitates access to significant amounts, with a simple and transparent evaluation process.

The offer allows partial or total advance payment, thus adapting to the needs of users. In addition, the loan for the purchase of debts from Banco de la Nación has a Annual Effective Rate fixed of 9.90% and an Annual Effective Cost Rate from 11.48%.

What is the Banco de Nación debt purchase loan about?

The loan for the purchase of debts from Banco de la Nación is a financial tool that allows users to pay their debts in the Credit cards. This modality not only simplifies the management of multiple payments, but also offers the possibility of accessing a maximum amount of S/50,000, depending on the applicant’s credit evaluation.

Payment terms can be extended up to 60 months, allowing for long-term planning and greater flexibility in managing personal finances.

Banco de la Nación Loans: what are their advantages?

One of the most notable advantages of the debt purchase loan National bank is your competitive interest rate. With a fixed TEA of 9.90% and a TCEA starting at 11.48%, users can benefit from favorable conditions.

Another benefit is the ease of payment. The loan allows you to make early payments, both partial and total, without penalty, which provides greater flexibility for those who wish to pay off their debt before the established deadline.

Additionally, debt payments are made by electronic transfer, and if this is not possible, cashier’s checks are issued, thus ensuring that debts are covered efficiently.

Banco de la Nación: what are the requirements to access the loan?

To access the loan for the purchase of debts from Banco de la Nación, applicants must meet certain essential requirements. First of all, they must have a MultiRed Debit Card of the Bank of the Nation. In addition, it is necessary to present the original DNI or immigration card, along with a copy.

The last payment receipt is also required, whether physical or virtual, no older than 4 months. In the case of workers under the CAS regime, it is mandatory to present the original contract and the corresponding addendums, or legalized copies, as long as the date of employment is after March 10, 2021. These documents must demonstrate minimum work seniority. 13 months.

Finally, applicants must present documentation that supports the monthly fee they are currently paying, in order to include it in the evaluation of their ability to pay and transfer.

How to request a loan of up to S/50,000 from Banco de la Nación?

“To request credit from Banco de la Nación, you must follow the following steps:

• Interested parties should go to the nearest Banco de la Nación agency within established business hours. It is crucial to bring all the required documents to pass the credit evaluation.
• Once the documents have been delivered, the bank staff will proceed to evaluate the request. If approved, the loan amount will be disbursed directly into the applicant’s savings account at Banco de la Nación.
• Immediately, the debt payment process will begin through electronic transfer or issuance of cashier’s checks.
• If you have additional questions about the debt purchase loan, you can call the toll-free number 0 800 1 0700 or send an email to miprestamomultired@bn.com.pe to receive personalized assistance.