If I am a member of EsSalud and my spouse dies, does the insurance also cover funeral expenses?

EsSalud Social Security, as an entity in charge of ensuring the health and well-being of citizens, plays a fundamental role by providing various economic supports as part of its primary functions. These supports not only represent financial support for those who need it, but also reflect EsSalud’s commitment to guaranteeing access to quality health services for all insured.

Along these lines, this insurance provides a Burial Benefit bonus, which helps with funeral expenses and other expenses. However, there is a doubt among the different insured: Does EsSalud also cover the funeral expenses of their spouses? Check this note if this is possible.

Funeral benefit: how much money does EsSalud give me?

As detailed EsSaludthe amount of money awarded to the beneficiary of the funeral benefit amounts to a maximum of S/2,070. It is important to note that the beneficiaries may be direct relatives of the deceased insured, such as the spouse or common-law partner, adult child, father or mother, and adult brother or sister. To access this benefit, it is necessary to meet certain established requirements in order to guarantee transparency and equity in the process.

EsSalud: does the insurance also cover my spouse’s funeral expenses?

The subsidy provided by EsSalud known as funeral benefit is not granted for the death of the spouse or common-law wife, but for the death of a regular insured person, whether active or pensioner. It is important to keep in mind that this benefit is specifically intended for policyholders who meet the established requirements to receive it.

Funeral bonus: what are the requirements to access this benefit?

• The insured must have three consecutive months of contributions or four non-consecutive months within the six calendar months prior to the month in which he or she dies.
• In the case of the agricultural insured, they must have three consecutive months of contributions or four non-consecutive months in the last 12 months prior to their death.
• The insured worker must have an employment relationship at the time of death.
• If you have a pension, you must maintain your status as a pensioner when your death has occurred.
• The funeral benefit does not cover deceased members of the Complementary Risk Work Insurance (SCTR).

What services does the EsSalud funeral subsidy cover?

1. Niche or grave
2. Cremation or burial
3. Coffin
4. burning chapel
5. Transport
6. Shroud or suit
7. Preparation of the corpse

EsSalud: where should I be treated?

So that you can know where you are being treated, you must enter the social security website: dondemeatido.essalud.gob.pe

• On the website you have to enter your DNI number, it can also be the PTP or the Immigration Card.
• Then you write the number and the verification code of your document, if it is the DNI, you will find it on the right side, at the end of the last digit of your DNI.
• You write your date of birth and accept the terms of personal data processing and click By consulting, you will be able to see where you need to attend.