He National bank has three credit cards that are notable for not charging annual membership fees. This particularity makes them attractive options for those seeking to optimize their personal finances. The Classic cards, Goldand Platinumoffer multiple benefits and advantages, making purchases and cash withdrawals easier.
In addition, its application process is simple, and can be completed in two steps. With this initiative, Banco de la Nación seeks to provide practical and economical financial solutions, ensuring a satisfactory experience for its clients.
What are the requirements to access the Banco de la Nación credit card?
To apply for any of the Banco de la Nación credit cards, it is necessary to meet certain requirements. Applicants must present a valid DNI or immigration card. In addition, it is mandatory to have an active MultiRed Debit Card. These documents are essential to start the credit evaluation process.
Banco de la Nación: what are the credit cards without membership?
Banco de la Nación offers three types of credit cards without maintenance fee: Classic, Gold and Platinum. The Classic card is ideal for those looking to start their credit history, while the Gold and Platinum are aimed at users with higher demands and financial needs.
Each card is subject to a credit evaluation that determines the assigned credit limit. The amounts can reach up to S/ 50,000, depending on the applicant’s profile. The Platinum card, the highest category, offers additional benefits and is available for pickup 72 hours after approval.
What are the advantages of these cards without membership?
Banco de la Nación credit cards stand out for their multiple benefits and features. Among the most important advantages is the possibility of purchasing in millions of establishments and online, as well as withdrawing cash at bank channels and ATMs affiliated with the network. Mastercardboth in Peru and abroad.
Users also have access to exclusive promotions and discounts, adding significant value to their experience. A key point is the absence of membership, which reduces costs for users. Up to four additional cards can be requested free of charge.
Features include a access to a line of credit of up to S/ 50,000, cash withdrawal of up to 100% of the line of credit. The cards are valid for four years and offer revolving credit modalities for purchases and cash withdrawals.
Credit card without membership: how to apply?
Requesting a credit card from Banco de la Nación is a simple and direct process, which can be completed in two steps. First, the applicant must go to the nearest Banco de la Nación agency to pass a credit evaluation. Alternatively, you can send a message to the bank’s WhatsApp with the DNI number to verify the availability of the credit product.
Once the credit evaluation is approved, the applicant will receive the selected credit card immediately in the case of the Classic or Gold cards. For the Platinum card, delivery time is 72 hours after approval.
Source: Larepublica
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