Banco de la Nación offers a loan of almost S/100,000 with a promotional rate until May 31: see the requirements

The Banco de la Nación has announced a new offer for its Multired Loan, intended for public sector workers and pensioners who receive their income through the banking entity. This loan offers a promotional rate of 11.58% valid until May 31, making it an attractive opportunity for those seeking financing with favorable conditions.

This credit allows beneficiaries to request up to S/ 99,999, subject to credit evaluation. In addition, applicants can access benefits such as the possibility of loan renewal and automatic payment of installments from their savings account. Below, we detail the advantages, characteristics and requirements of this financial product.

Multired loan with promotional rate: what are the advantages?

Among the benefits of the Multired loan of the National bank There is the promotional rate of 11.58%, available until May 31, 2024, which represents a unique opportunity to access financing with reduced interest. In addition, beneficiaries can renew their loan by paying only 5% of the current capital.

Another significant benefit is the option to request a grace period in the months of April and December, during which no amortization or interest payments are made.. This flexibility allows users to organize their personal finances more efficiently. Likewise, the payment of monthly installments is made automatically from the savings account of the Banco de la Nación.

Banco de la Nación: what are the characteristics of the credit?

So that you have a clearer idea of ​​the Banco de la Nación credit, we present its qualities:

• It is a freely available credit, which means that beneficiaries can use the funds for any personal purpose.
• The financial product is aimed at public sector workers and pensioners who receive their income at the Banco de la Nación.
• Applicants can access amounts of up to S/ 99,999, according to credit evaluation, and enjoy terms of up to 60 months to repay the loan.
• The promotional TEA of 11.58% is one of the most notable features of this credit, valid only until May 31, 2024. For those who cannot take advantage of this promotion, the regular TEA starts at 14.49%.

What are the requirements to access the loan?

To access the Multinet Loan It is necessary to have the MultiRed Debit Card and present the original DNI or immigration card, as well as the last payment receipt, the maximum age of which is accepted is four months.

Workers hired under the Special Regime for Administrative Contracting of Services (CAS) must demonstrate a minimum work seniority of 13 months if their employment date is after March 10, 2021, presenting their last original contract and/or addendums. For those whose date of entry into employment is earlier, this requirement does not apply.

The process to request the Multired Loan with the promotional rate from Banco de la Nación is simple. We show you step by step.

Multired Loan: how to apply for credit with a promotional rate?

The process to request the Multired Loan with the promotional rate of the National bank it’s simple. We show you step by step:

• Those interested must undergo prequalification by writing to the bank’s WhatsApp at number 942 896 863, indicating their ID number. If the credit product is available to the applicant, they can continue with the process.
• After prequalification, the next step is to go to the nearest Banco de la Nación agency, within the established business hours. At the entity, the applicant must deliver the documents required to pass the credit evaluation.
• If the evaluation is positive, the loan amount will be disbursed directly into the applicant’s Banco de la Nación savings account. Additionally, a list of contractual documents that must be signed will be provided.
• Finally, for additional questions about the loan, interested parties can contact the toll-free number 0 800 1 0700 or write to the email miprestamomultired@bn.com.pe.