How much money do I have in my AFP? Free consultation via Habitat, Prima, Profuturo and Integra

The Government of Dina Boluarte enacted, on April 18, a law that extraordinary authorizes all affiliates to withdraw up to 4 UIT (S/20,600) from their private pension funds. This withdrawal will be made in four parts, of up to 1 UIT (S/5,150) each, and the first payments will be made effective in June, as published in the official newspaper El Peruano.

Faced with this measure, many workers seek to clarify their doubts about the funds accumulated in their individual accounts, so that they can plan whether or not to choose to access the withdrawal of this amount. To do this, they must use online platforms of the entities AFP Integra, AFP Habitat, AFP Profuturo and AFP Prima to obtain detailed information.

How do I know how much money I have in my AFP?

Each AFP has its own online portal so members can review their balance and other relevant information. Once you identify the entity in which your contributions are located, you can follow the following steps to determine the accumulated amount:

AFP Integra

To check your balance in AFP Integra, follow these steps:

1. Access the AFP Integra website.
2. Log in with your ID number and password.
3. Check your account status and verify your contributions.

AFP Habitat

For AFP Hábitat members:

1. Visit AFP Habitat.
2. Enter your personal information in the corresponding section.
3. Access your account and check the accumulated balance.

Profutur AFP

To check your balance in Profuturo AFP:

1. Go to Profuturo AFP.
2. Enter your private area section with your access information.
3. Check your account status and recent transactions.

AFP Premium

If you are a member of Prima AFP:

1. Enter Prima AFP.
2. Select ‘My account’ and enter your ID and password.
3. Check your balance and review contribution history.

AFP Retirement 2024: how do I register my application?

To manage this withdrawal request, you must access the page AFP Retirement Consultation and follow these steps:

1. Select the type of identity document.
2. Enter the document number.
3. Enter the check digit and your date of birth.
4. Complete the captcha and click on ‘consult’.

How many AFPs are there in Peru?

• AFP Integra: is one of the AFP leaders in the Peruvian market, highlighted for its investment management and member services.
• AFP Premium: Recognized for its extensive network of care and investment options, it offers various retirement products.
• AFP Profuturo: focuses on offering personalized pension plans, in addition to having financial advisory tools.
• AFP Habitat: the most recent addition to the Peruvian system of AFPfrom Chile, has brought innovation and competition to the sector.

What is an AFP?

The AFPs are private entities that manage workers’ pension funds under the Private Pension System (SPP). Its main objective is to manage and maximize the returns on the contributions made by members. In addition to the retirement pension, the AFPs provide additional benefits, such as disability and survivor pensions, and cover funeral expenses.

What is the difference between AFP and ONP?

While the AFPs manage individual accounts where each worker accumulates their own funds, the ONP (Office of Pension Normalization) operates under a pay-as-you-go system, where the contributions of current workers finance the pensions of retirees. This means that AFPs offer greater flexibility and control over personal funds, although they also imply greater individual management responsibilities.