As part of the financial inclusion strategy, we seek to increase services in digital channels. The daily limit of transfers will be S/7,000 with participating entities.
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With more than two million customers with savings accounts in areas where Banco de la Nación is the only banking offer, and in order to continue implementing a culture of innovation and digital transformation, its users will be able to carry out transactions virtually using only their cell phone number.
In that sense, to make a transfer, The user will require the active digital dynamic key or the token key, and to receive interbank transfers by contact they will need to join said service. through the Banco de la Nación application or online banking. Likewise, you can receive and/or send immediate transfers through the interbank account code (CCI).
On the other hand, immediate transfers of up to S/500 have no commission and can be made with a daily limit of S/7,000 soles with participating entities.
It is expected, then, that this strategy will improve financial inclusion, increasing services through its digital channels and providing greater facilities to carry out financial transactions in real time, without the need to use cash or go to an ATM or bank.
How do I sign up to make transactions via cell phone?
- In the Banco de la Nación application, select the ‘transfer to cell phone’ option
- Check that the number is correct and press ‘continue’
- Enter the verification code sent to your cell phone via SMS
- Wait for the dynamic digital key to autofill or enter your token key
- Accept the terms and conditions and click on ‘I want to join’
What entities participate in immediate transfers?
- Credit Bank
- Interbank
- Scotiabank
- BBVA
- Commerce Bank
- Pichincha Bank
- Financial Crediscotia
- Banco Falabella Peru
- Ripley Bank
- Financial Oh
- CMAC Trujillo
- CMAC Arequipa
- CMAC Sullana
- CMAC Ica
- Yape
- Plin.
Journalist from the Peruvian University of Applied Sciences (UPC) with a major in Management and Leadership. She is editor of La República in the economics section for digital and print.
Source: Larepublica

Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.