Own roof It is one of the best-known state aid programs in the country. This is provided by the State through the Ministry of Housing, Construction and Sanitation (MVCS), which grantseconomic support for families looking to buy, build or improve their home. The subsidies for this year range from S/11,845 to S/44,805 for family groups that meet certain requirements. The so-called Family Housing Bonus (BFH), according to the Mivivienda fund page, is a subsidy given free of charge to a household as an incentive for their savings capacity to contribute to their projects. Currently, it is in full call.
It should be noted that this subsidy is not returnable. That is, the family that requests it is not obliged to return it within a period of termination. The amounts that will be given are diverse and will depend on each housing project. The categories in which the Ministry of Housing, Construction and Sanitation (MVCS) contemplates the delivery of these bonuses are three:
- For buy your home – S/44,805
- For build your home – S/30,900
- For improve your home – S/11,845
Mivivienda Fund: what subsidy is currently available?
The first call for Own roof It already started. You still have time to participate for the opportunity to benefit from the subsidies granted by the Government until Friday, May 3.
For this opportunity, it is expected that there will be 26,726 families those who are favored with economic support, which will be distributed in all regions of the country. It is important to specify that the amount granted for the Family Housing Bonus (BFH) amounts to 6 Tax Tax Units (UIT). In other words, you can request up to S/30,900 and will be exclusive for the Home Construction on Own Site (CSP) modality.
Mivivienda Fund: what does the Housing Construction on Own Site modality consist of?
This modality is aimed at those family groups that own their own land, with independent airs inscribed in Public records. In addition, they should not have relief charges that prevent the construction of the home. It is essential to specify that the construction of the home is in charge of a technical entity (ET) that is endorsed by the Mivivienda Fund.
Finally, the person who registers their request for this modality You must be the owner of the land and not have other property.
According to the information of the Ministry of Housing, Construction and Sanitation (MVCS)these are the steps to build the home with the Family Housing Bonus (BFH) in the mode of Construction on Own Site (CSP):
- You must have a land registered in Public records without charges or encumbrances and not having other land or housing at the national level.
- A call must be valid in the province where you have your land so that you can register for the program.
- Once enrolled in the program, you must choose a technical entity (ET) authorized by the Mivivienda Fund to build the house.
- You must sign a construction contract with the technical entity you choose. Don’t forget to demand a copy of the contract to know your rights and duties, as well as those of the ET.
- The construction of the home begins once the bond is disbursed to the technical entity.
Who are the subsidies granted by the Mivivienda Fund for?
According to the page of Mivivienda Fundeconomic support in its different modalities is aimed at families whose monthly income does not exceed S/3,715 for purchases and S/2,706 to improve their home. In addition, the program indicates that basic services such as water, drain and light.
Source: Larepublica
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