Fonavi Retirement: how can I collect the contributions of a deceased relative?

He payment to the Fonavistas It already started. The thousands of people who are on the list of beneficiaries will be able to approach the Banco de la Nación to receive the money allocated for the years of contributions to the defunct National Housing Fund (Fonavi). This process, entrusted to the ad hoc commission and regulated by the Executiveenables the refund of Refund 1 throughout the country, which includes list 1 to 19. This refund aims to benefit more than 150,000 people who were able to demonstrate their contributions to this fund. Likewise, it is important to note that, if the contributor has died, family members will have the option to collect in the Bank of the Nation.

According to the rules approved for Reimbursement 1 that begins on April 25, the people who will have priority in the collection – according to the ad hoc commission in charge of the refund of the Fonavi— They will be those over 80 years of age, those who have a terminal illness, those who are relatives of deceased or former contributors and those registered in the National Council for Integration (Conadis). As the rule indicates, the relatives of the deceased contributors may also be part of this new process of refunding the Fonavi.

How to collect Fonavi from a deceased person?

He Supreme Decree 280-2023-EF gives an account of the procedure that family members or representatives who seek to collect the contributions of a deceased ex-fonavista must follow. To this end, the DS indicates that duly accredited family members may make the payment through the National bank, at the national level.

On the other hand, the decree also establishes a exclusive order of priority, that is, the order in which the family members who can come to collect the amount assigned to the former contributor. The relationship is:

• The surviving spouse or member of the de facto union, minor children and children with permanent total disabilities accredited by Conadis
• Children of legal age
• Parents
• Brothers
• In the absence of the persons indicated above, the return corresponds to those who prove that they are debtors of the deceased Fonavista, through intestate or testamentary succession.

How can I prove that I am a relative of a deceased contributor?

The law mentioned above also indicates the procedure that the relatives or relatives of deceased former taxpayers must follow to collect Refund 1 in it National bank. To do this, a sworn statement must be drawn up, indicating that the person presents themselves as a debtor of the deceased Fonavista and that they do not know other relatives or third parties of greater or equal priority than them. If this last case occurs, you must attend with the other debtors and register them in the declaration.

In order to prove that you are a relative of a deceased contributor, the Supreme decret It also indicates that the relative(s) must go to the offices of the National bank with your sworn statement with the following documents:

• Death certificate of the deceased Fonavista, incorporated into the payment register of beneficiary Fonavistas
• Marriage Certificate or proof of registration of the de facto union, if the applicant is a surviving spouse or member of the de facto union
• The birth certificate, if the applicants are the children
• The birth certificate of the deceased Fonavista, if the applicants are the parents
• Birth certificate of the applicants and the deceased beneficiary Fonavista, if the applicants are siblings.
• Intestate succession or will, in the case of other debtors
• Document stating the permanent total disability, issued by Conadis, for cases of children with permanent total disability.

How do you know if a deceased relative is on the new Fonavi return list?

To find out if a deceased relative is on the new return lists of the Fonaviyou must access the next link. The page corresponds to a secure link to consult the payment collection lists. Fonavi, prepared by its technical secretariat. In the search engine you can check if the contributor is on one of the 19 lists that are enabled to collect TODAY at the Banco de la Nación.

Fonavi: what happens if the deceased contributor had 2 or more children?

Article 37, paragraph 2, of the Supreme Decree 280-2023-EFrealizes that if the deceased contributor has two or more relatives with equal rights, they will be entitled to the TOTAL refund of contributions and it will be divided into equal parts.