In the quest to understand the implications of grading in Infocorp, a question arises among those who have some unpaid debts: will this situation affect my ability to obtain a passport? Infocorp records the credit history of citizens, whether negative or positive.
However, doubt remains about whether its influence extends beyond loans and credits, for example, whether it can impact aspects such as the application for official documents, including passports. Thus, The Republic interviewed Javier Mori, legal manager at Equifax, to explore the relationship between Infocorp status and the process of obtaining a passport.
Can I not process my passport if I have debts at Infocorp?
Javier Mori explained that it has been established that the credit risk information system is to “evaluate the conduct of business or credit in the financial system. Also, for example, if I am going to rent my house, I have to know if the tenant pays or not. pay your debts.”
The general manager of Equifax pointed out that all of these are permitted uses of the information, but in “the case of passports Its granting does not imply credit, therefore, credit information should not be used for that purpose. If in fact one or more embassies [o países] are using it, it is an issue that each person must answer regarding the use they make.
How to access your Infocorp 2024 report?
The Central risk such as Infocorp-Equifax stores financial information from various sources. To verify what your outstanding debts are in Infocorpyou just need your ID and follow these steps:
- Enter the Equifax portal through this LINK.
- Register or enter your profile, write your ID and email, among other details.
- This service costs S/29.90, but there is a free option.
- You will receive the information by email in a few minutes.
What are the debt levels at Infocorp?
Infocorp has a scale to classify people according to whether or not they are up to date on their debts. We explain what each level entails so you can better manage your finances.
- Normal: It is the most common level of debt, since people are less than eight days in arrears.
- Customers with potential problems (CPP): if the delay period is between nine and 30 days.
- Deficient: The person is between 31 and less than 90 days late in paying their debt.
- Doubtful: The debt has a period of less than 120 days.
- Loss: People have debts that exceed a period of four months.
What is Infocorp?
Infocorp is an entity in Peru that is responsible for collecting and maintaining a database on the credit history of citizens. This database includes information on loans, credit cards, debts and other financial aspects. It is used by financial institutions and companies to evaluate the credit risk of individuals when requesting credit or loans.
In addition, Infocorp may also record information about unpaid debts and delinquency reports, which may have an impact on people’s ability to access new credit or other financial services.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
