In the Peruvian financial panorama, the National bank stands out as a key entity in operations and transaction management. This entity not only offers loans with various benefits, but also provides a withdrawal account for its users. This instrument, regulated by Legislative Decree 940 and DL 1110, simplifies the payment of taxes for those who market certain goods and services.
The Banco de la Nación current account for withdrawals is more than a simple payment mechanism. It offers multiple benefits, such as extensive national coverage and the absence of minimum opening amounts. Below we list all the steps to obtain it easily and quickly.
What is the withdrawal account of the Banco de la Nación?
An account of withdrawals in the National bank It is a special fund in the name of the seller or service provider intended for the collection of payments from clients, through a percentage discount on the total price of the good or service sold. The buyer deposits this amount in the seller’s account, thus facilitating compliance with tax obligations efficiently and safely.
Advantages of the Banco de la Nación withdrawal account
- Extensive national coverage: allows operations to be carried out throughout the country, facilitating access to the bank’s services for all users.
- No minimum opening amount– No specific amount is required to open the account.
- Payment of taxes with Sol Code: Users can pay their taxes online using the Sunat SOL code, which speeds up and simplifies the process.
- Free operations in the agency network: There is no charge for crediting the withdrawal account or for using the checkbook in the Banco de la Nación agency network.
- No maintenance cost: The account has no expenses associated with maintenance or the acquisition of checkbooks, which represents savings for the user.
- Individual or massive deposits: It is possible to make deposits individually or in bulk in all Banco de la Nación agencies, which makes payment management easier for companies.
- Flexibility in deposits– Deposits can be made online, from another commercial bank account, or using Visa-affiliated credit or debit cards.
Banco de la Nación: requirements to open a withdrawal account
To open a deductions account At Banco de la Nación, interested parties must meet certain requirements. Natural persons need to present a signed application, their DNI or equivalent document if they are foreigners, a copy of the updated RUC and the authorized signature record. On the other hand, legal entities must provide an affidavit for opening the account, a copy of the updated RUC, registration of authorized signature and the identity documents of the legal representatives. If opening is delegated to a third party, notarial authorization is required.
How to request the deduction account?
In order to request the current account for withdrawals in person, interested parties must go to the nearest Banco de la Nación agency, present the necessary requirements and register signatures. Once the process is completed, the bank staff will confirm the opening of the account.
Source: Larepublica

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